128 NE 326TH AVENUE, CROSS CITY, FL, 32628
Active34 days on marketListed Jul 7, 2026MLS #GC541780
About this home
128 NE 326TH AVENUE
Welcome to your own private retreat in the heart of Cross City! Situated on 5 fully fenced acres, this beautiful 4-bedroom, 3-bathroom pool home offers the perfect blend of country living, privacy, and functionality. Animal lovers will appreciate the separate fenced pasture, ideal for horses or livestock, while the large carport/barn provides plenty of space for storing vehicles, tractors, equipment, or recreational toys. Inside, you'll find a spacious split-bedroom floor plan designed for both comfort and privacy. One oversized bedroom features its own private entrance and en-suite bathroom, making it an excellent option for guests, multi-generational living, or a home office. On the opposite side of the home, you'll find three additional bedrooms. The open-concept kitchen flows seamlessly into the large living room, creating the perfect space for entertaining family and friends. Cozy up by the stunning stone-faced, wood-burning fireplace, while the beautiful wood accents throughout the home create a warm, inviting cabin-style atmosphere. Step outside to your screened-in pool enclosure, where you can relax and entertain year-round while enjoying peaceful views of your property. Additional features include a durable metal roof and an attached one-car garage. If you've been searching for a private country property with room to spread out, bring your animals, and enjoy your own pool, this is the one! Schedule your private showing today before it's gone.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,760
Sqft
5 ac
Lot size
1
Garage
1995
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,350 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,350/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Cross City
Get to know Cross City. See the full Cross City guide →
CROSS CITY 32628 — neighborhood snapshot
Population
5,423
Median age
39.7
Median income
$42,029
Median home value
$96,600
Avg household
2.37
Households w/ children
550
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cross City market
$70K → $630K
Cross City median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
Median sold price, Cross City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 223% above the CROSS CITY 32628 median. See the full Cross City market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 128 NE 326TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 128 NE 326TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
128 NE 326TH AVENUE FAQs
What would the monthly payment be for 128 NE 326TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,350/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 128 NE 326TH AVENUE?+
The most recent tax bill on record (2025) was $310. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cross City?+
At $500,000, this home is listed about 142% above the Cross City median of $207,000. The market section on this page shows how the area is trending.
Which schools are assigned to 128 NE 326TH AVENUE?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$500,000 runs 223% above the CROSS CITY 32628 median — but at 2,760 sqft it's also nearly 3 times the size of the typical Cross City listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of VANBEEK REALTY, LLC · Taylor VanBeek. MLS #GC541780.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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