David Ramirez
$1,500,0007 bd5.5 ba5,118 sqft$293 /sqft$10,519 /mo all-in ↓

9809 NW 59TH TERRACE, GAINESVILLE, FL, 32653

Active23 days on marketListed Jul 1, 2026MLS #GC541612

Private poolSingle Family ResidenceSANCTUARY OAKS

About this home

9809 NW 59TH TERRACE

Auction Property. Auction Property: List price may not reflect final sales price. List price is starting bid on the property and is non-reflective of value. Auction Ends August 14th at 4PM. Buy now option available as well. Stunning 37-Acre Gated Equestrian Estate in Gainesville, FL! This exceptional multigenerational ranch offers privacy, rolling hills, breathtaking sunset views, and borders protected conservation land that will never be developed. The beautifully updated two-story home features a new 2025 roof, fresh interior and exterior paint, new landscaping, and new paver porches, patios, and walkways. Inside, enjoy a chef's kitchen with dual farmhouse sinks, walk-in pantry, seating for 13, three laundry areas, and two fireplaces. Outdoor amenities include a pool, spa, hot tub, covered patio with fireplace, three-car garage, automatic gated entrance, playground, and chicken coop. Designed for equestrian and agricultural living, the property features a 10-stall horse barn with air-conditioned tack room, grooming and wash stalls, lighted training arena, training circles, approximately 25 acres of fenced paddocks, horse pasture, pole barn with hay storage, multiple storage buildings, and RV storage. Turkey Creek winds through the property, with wooded riding trails, abundant wildlife, and excellent hunting opportunities. Additional highlights include private well with filtration system, agricultural well, septic, rare three-phase electric service, and 5 potential buildable lots, making this an ideal family compound, working ranch, or investment opportunity. This remarkable property combines luxury living, turnkey equestrian facilities, and endless possibilities in one of Gainesville's most scenic settings.

Facts & features

The home at a glance

7

Bedrooms

5.5

Bathrooms

5,118

Sqft

36.87 ac

Lot size

3

Garage

2002

Year built

Two

Levels

$293

Per sqft

Private poolFireplaceTrees/Woods view

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Microwave · Range · Refrigerator · Water Filtration System · Water Purifier · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryElectric Dryer Hookup · Laundry Closet · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric · Propane

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationSlab
ViewTrees/Woods
FacesWest
ExteriorBalcony · Fire Pit · French Doors · Irrigation System · Lighting · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$20,427/yr

Utilities & systems

UtilitiesFiber Optics · Propane
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,519 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$1,702
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$10,519/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$1,702
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$293 vs $198

Days on market

23 vs 36 typical

Where $293/sqft sits among the 400 Gainesville actives

82
102
81
64
31 · this home
40
$126–160$160–193$193–227$227–260$260–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 9809 NW 59TH TERRACE

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32653 — neighborhood snapshot

Population

15,457

Median age

44.4

Median income

$97,700

Median home value

$273,700

Avg household

2.4

Households w/ children

1,735

For the school run

Alachua County School District

ElementaryC. W. Norton Elementary School★★★★★
MiddleWestwood Middle School★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

181 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 445% above the GAINESVILLE 32653 median. See the full Gainesville market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $1,500,000 · 23 days on market since
2002Built · SANCTUARY OAKS

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9809 NW 59TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9809 NW 59TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9809 NW 59TH TERRACE FAQs

What would the monthly payment be for 9809 NW 59TH TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,519/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9809 NW 59TH TERRACE?+

The most recent tax bill on record (2025) was $20,427. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $1,500,000, this home is listed about 408% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9809 NW 59TH TERRACE?+

C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC541612.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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