David Ramirez
$698,0003 bd2 ba1,300 sqft$537 /sqft$4,649 /mo all-in ↓

8213 RIVERVIEW ROAD, FANNING SPRINGS, FL, 32693

Active42 days on marketListed Jun 24, 2026MLS #GC541424

WaterfrontSingle Family ResidenceSUWANNEE RIVER SPRINGS

About this home

8213 RIVERVIEW ROAD

SUWANNEE RIVER WATERFRONT HOME FOR SALE IN FANNING SPRINGS, FLORIDA. This move-in ready Suwannee River home features deep water access, a substantial reinforced seawall, aluminum floating dock and boathouse, PAVED ROAD FRONTAGE, and a gated entrance. Situated on a beautifully maintained lot with mature trees, plenty of shade, and outstanding curb appeal, this property offers an exceptional opportunity to enjoy life on the Suwannee River. Conveniently located in Fanning Springs near local restaurants, shopping, and the area's renowned natural springs. Custom built and one-owner, this well-maintained riverfront home is being offered for sale for the first time. From the home to the grounds and waterfront improvements, this property has been maintained to an exceptional standard. One of the property's standout features is the substantial reinforced seawall, providing exceptional shoreline protection and helping preserve the riverfront for years to come. Complementing the seawall is an aluminum floating dock and aluminum boathouse (2024), offering durability, low maintenance, and convenient access to the river. Deep water access allows year-round boating, whether you're heading to the Gulf for fishing or exploring the crystal-clear springs and waterways that make this part of North Florida so special. A large Southern-style porch welcomes you with beautiful river views. Inside, the bright and open floor plan features plantation shutters, crown molding, and tile flooring throughout. The modern kitchen is equipped with stainless steel appliances and quartz countertops. The three-bedroom layout includes a private primary suite with a spacious bath and large walk-in closet. On the lower level, a fully enclosed room with both screens and glass windows provides additional space for entertaining or relaxing in every season. A riverside firepit creates the perfect setting to unwind after a day on the water. Additional improvements include a storage building for boating, lawn, and outdoor equipment. Suwannee River homes of this caliber and with these amenities are rare. DON’T MISS THE OPPORTUNITY TO EXPERIENCE EVERYTHING THIS EXCEPTIONAL RIVERFRONT PROPERTY HAS TO OFFER.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,300

Sqft

0.73 ac

Lot size

2002

Year built

One

Levels

$537

Per sqft

WaterfrontPets allowed

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Solid Surface Counters
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionHardiPlank Type
FoundationStilt/On Piling
FacesWest
ExteriorFire Pit · Rain Gutters · Storage

Community & fees

HOA fee$25/mo
Taxes (2025)$5,229/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected
WaterPrivate · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,649 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,766
PMI (est., until 20% equity)$262
Property tax — 2025 actual bill$436
HOA fee — from the listing$25
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,800
Interest rate6.00%
Loan term

Estimated payment

$4,649/mo

Principal & interest$3,766
PMI (est., until 20% equity)$262
Property taxes (actual bill)$436
HOA / condo fee$25
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fanning Springs

Map of 8213 RIVERVIEW ROAD

Get to know Fanning Springs. See the full Fanning Springs guide →

FANNING SPRINGS 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

The numbers that matter

The Fanning Springs market

Seller’s marketLeans seller4.0 months of inventoryBuyer’s market

$275K$335K

Fanning Springs median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 278% above the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →

Paper trail

This home's history

Jun 24, 2026Listed at $698,000 · 42 days on market since
2002Built · SUWANNEE RIVER SPRINGS

Reality check

What actually sold near 8213 RIVERVIEW ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9240 CAROLINA WAYSold · Dec ’25

$230,000

9240 CAROLINA WAY

2 bd · 1.5 ba · 1,256 sqft · $183/sqft · 33 DOM

7246 CARDINAL TRAILSold · Sep ’25

$270,000

7246 CARDINAL TRAIL

3 bd · 2 ba · 1,481 sqft · $182/sqft · 7 DOM

9092 MARYANN DRIVESold · Jul ’26

$335,000

9092 MARYANN DRIVE

3 bd · 2 ba · 1,602 sqft · $209/sqft · 176 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8213 RIVERVIEW ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8213 RIVERVIEW ROAD — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8213 RIVERVIEW ROAD FAQs

What would the monthly payment be for 8213 RIVERVIEW ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,649/mo — principal and interest, the actual property-tax bill, the $25/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8213 RIVERVIEW ROAD?+

The association fee works out to $25 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8213 RIVERVIEW ROAD?+

The most recent tax bill on record (2025) was $5,229. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8213 RIVERVIEW ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fanning Springs?+

At $698,000, this home is listed about 60% above the Fanning Springs median of $437,450. The market section on this page shows how the area is trending.

Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Gwen Smith. MLS #GC541424.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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