David Ramirez
$575,000$612,5954 bd3.5 ba3,027 sqft$190 /sqft$3,978 /mo all-in ↓

9061 KATHERINE WAY, FANNING SPRINGS, FL, 32693

Active110 days on marketListed Apr 20, 2026MLS #GC539633

Reduced $38KSingle Family ResidenceRIVERWALK/FANNING SPGS PH 3

About this home

9061 KATHERINE WAY

Pull into the drive and immediately notice the difference. This 2022-built residence offers the finishes buyers want, the square footage they need, and neighborhood amenities that strengthen everyday living. Located inside a gated community in Fanning Springs, this 4-bedroom, 3.5-bath home with an office spans 3,027 square feet on a manageable .65-acre lot. Inside, the main living area feels open and inviting with vaulted ceilings, decorative lighting, crown molding, built-ins, and gas fireplace centerpiece. The layout creates strong flow between kitchen, dining, living, and outdoor spaces. The kitchen was designed for buyers who actually use their kitchen daily. Ample prep space, cabinetry, and entertaining flow make it one of the most marketable rooms in the home. The owner’s retreat includes dual closets, split vanities, private water closet, and upgraded shower features. There's also a show stopping bathtub that calls to you. Additional bedrooms offer flexibility for family, guests, or home office use. The fenced backyard and covered patio provide private outdoor enjoyment with less upkeep than oversized acreage properties. Community amenities include neighborhood pool, tennis courts, pickleball, basketball, and fitness center access—an excellent value advantage without personal maintenance responsibility. Fanning Springs remains popular for buyers seeking springs access, Suwannee River recreation, scenic beauty, and a more relaxed pace of life while staying near essential services. The adjacent lot is also available for buyers wanting extra room or future options. For buyers comparing resale choices, this home stands out for age, presentation, amenities, and move-in-ready condition.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,027

Sqft

0.62 ac

Lot size

2

Garage

2022

Year built

One

Levels

$190

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionHardiPlank Type
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorGarden · Irrigation System · Lighting · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$140/mo
Taxes (2024)$4,322/yr
PetsCats OK, Dogs OK
CommunityClubhouse · Deed Restrictions · Gated Community - No Guard · Park · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Natural Gas Connected · Public · Sewer Connected · Sprinkler Well · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,978 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property tax — 2024 actual bill$360
HOA fee — from the listing$140
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,500
Interest rate6.00%
Loan term

Estimated payment

$3,978/mo

Principal & interest$3,103
PMI (est., until 20% equity)$216
Property taxes (actual bill)$360
HOA / condo fee$140
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Fanning Springs

Map of 9061 KATHERINE WAY

Get to know Fanning Springs. See the full Fanning Springs guide →

FANNING SPRINGS 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

For the school run

Gilchrist County School District

ElementaryTrenton Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Fanning Springs market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$275K$335K

Fanning Springs median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Fanning Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 196% above the FANNING SPRINGS 32693 median. See the full Fanning Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $575,000 $38K
Apr 20, 2026Listed at $612,595 · 110 days on market since
2022Built · RIVERWALK/FANNING SPGS PH 3

Reality check

What actually sold near 9061 KATHERINE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7710 JUANITA PLACESold · Oct ’25

$334,000

7710 JUANITA PLACE · same community

3 bd · 2 ba · 1,636 sqft · $204/sqft · 70 DOM

9250 EMILY DRIVESold · Jul ’26

$535,000

9250 EMILY DRIVE

3 bd · 2 ba · 2,848 sqft · $188/sqft · 378 DOM

9419 KATHERINE WAYSold · Apr ’26

$536,000

9419 KATHERINE WAY

4 bd · 3.5 ba · 2,688 sqft · $199/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9061 KATHERINE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9061 KATHERINE WAY — before you fall in love.

See it in person

Schedule a tour

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Straight answers

9061 KATHERINE WAY FAQs

What would the monthly payment be for 9061 KATHERINE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,978/mo — principal and interest, the actual property-tax bill, the $140/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9061 KATHERINE WAY?+

The association fee works out to $140 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9061 KATHERINE WAY?+

The most recent tax bill on record (2024) was $4,322. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9061 KATHERINE WAY?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Fanning Springs?+

At $575,000, this home is listed about 92% above the Fanning Springs median of $299,900. The market section on this page shows how the area is trending.

Which schools are assigned to 9061 KATHERINE WAY?+

Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$575,000 runs 196% above the FANNING SPRINGS 32693 median — but at 3,027 sqft it's also nearly twice the size of the typical Fanning Springs listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

110 days on market against a Fanning Springs median of 21 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $612,595, now $575,000 — a $38K cut. The full history is in the market section below.

Listing courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC · Stephanie Barron. MLS #GC539633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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