
1125 NW 120TH WAY, GAINESVILLE, FL, 32606
Active41 days on marketListed Jun 24, 2026MLS #GC541419
About this home
1125 NW 120TH WAY
Spacious 3 bedroom & 2 bath home for rent in South Pointe. Open floorplan with living and dining area, and a finished bonus room with laminate flooring. Large primary bedroom with an en-suite bath with double sinks, jetted tub, huge walk-in closet and bay window. Two additional rooms share a bathroom. Beautiful vinyl plank flooring throughout the home including bedrooms. 2-car garage, laundry closet, screened porch. Maintenance free exterior including lawn care. Community pool, tennis, and clubhouse. Located in the desirable South Pointe community, residents enjoy access to a community pool and a convenient location near Tioga Town Center, offering easy access to dining, shopping, and local events.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,515
Sqft
0.06 ac
Lot size
2
Garage
2004
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$178 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$178/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$2 vs $198
Days on market
41 vs 45 typical
Where $2/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1125 NW 120TH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$290,000
1226 NW 120TH WAY · same community
3 bd · 2 ba · 1,736 sqft · $167/sqft · 88 DOM
Sold · Jul ’26$475,000
11921 NW 12TH AVENUE · same community
4 bd · 2 ba · 2,366 sqft · $201/sqft · 2 DOM
Sold · Jun ’26$475,000
11949 NW 13TH ROAD · same community
4 bd · 3 ba · 2,428 sqft · $196/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1125 NW 120TH WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1125 NW 120TH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1125 NW 120TH WAY FAQs
What would the monthly payment be for 1125 NW 120TH WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1125 NW 120TH WAY?+
The listing reports pets: Breed Restrictions, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $2,430, this home is listed about 99% below the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1125 NW 120TH WAY?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER M.M. PARRISH REALTORS · Rana Schafer. MLS #GC541419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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