David Ramirez
$2,600$2,9003 bd2 ba2,244 sqft$1 /sqft$179 /mo all-in ↓

1631 NW 94TH STREET, GAINESVILLE, FL, 32606

Active356 days on marketListed Aug 13, 2025MLS #GC533274

Priced 99% below the GAINESVILLE 32606 medianReduced $300Single Family ResidenceOAK CREST FOREST

About this home

1631 NW 94TH STREET

( Oakcrest) 3/ 2 spacious home located in a great school zone, close to Santa Fe College and North Florida Regional Medical Center. Home has tall ceilings, exposed beams and stone fireplace adding lots of t character . Large living room space features plenty of natural light and sliding doors that lead to back deck and nice spacious fenced back yard. Kitchen has a large pantry and plenty of cabinet/ counter space. Master Suite features a large and spacious room, Private balcony that overlooks back yard & updated master bath. 2 car garage & Nice large deck. 2 bedrooms and bath downstairs. Master upstairs. Total sq ft to include garage and decks 2244**Yard Maintenance included** * 1 small pet only. No medium or large breed Available : NOW ***Residents are enrolled in the Resident Benefits Package (RBP) for $39.95/month which includes renters insurance, HVAC air filter delivery (for applicable properties), credit building to help boost your credit score with timely rent payments, $1M Identity Protection, our best-in-class resident rewards program, and much more! More details upon application.***

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,244

Sqft

0.34 ac

Lot size

2

Garage

1981

Year built

Two

Levels

$1

Per sqft

FireplaceTrees/Woods view

Inside

FlooringCarpet · Linoleum · Tile
AppliancesConvection Oven · Dishwasher · Range · Refrigerator
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

ViewTrees/Woods

Community & fees

PetsCats OK, Dogs OK

Utilities & systems

WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$179 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $91Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $91
Interest rate6.00%
Loan term

Estimated payment

$179/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Gainesville actives

$1 vs $199

Days on market

356 vs 45 typical

Where $1/sqft sits among the 400 Gainesville actives

0 · this home
11
80
166
95
48
$1–56$56–110$110–165$165–220$220–274$274+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 1631 NW 94TH STREET

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32606 — neighborhood snapshot

Population

23,313

Median age

41

Median income

$79,888

Median home value

$319,300

Avg household

2.2

Households w/ children

2,630

For the school run

Alachua County School District

ElementaryHidden Oak Elementary School★★★★
MiddleFort Clarke Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$323K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

187 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the GAINESVILLE 32606 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,600 $300
Aug 13, 2025Listed at $2,900 · 356 days on market since
1981Built · OAK CREST FOREST

Reality check

What actually sold near 1631 NW 94TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

424 NW 101ST STREET ESold · Oct ’25

$310,000

424 NW 101ST STREET E

4 bd · 2 ba · 2,246 sqft · $138/sqft · 115 DOM

8118 SW 1ST PLACESold · Apr ’26

$420,000

8118 SW 1ST PLACE

4 bd · 2 ba · 2,250 sqft · $187/sqft · 4 DOM

9235 NW 11TH PLACESold · May ’26

$415,000

9235 NW 11TH PLACE

4 bd · 2.5 ba · 2,221 sqft · $187/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1631 NW 94TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1631 NW 94TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

1631 NW 94TH STREET FAQs

What would the monthly payment be for 1631 NW 94TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 1631 NW 94TH STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $2,600, this home is listed about 99% below the Gainesville median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1631 NW 94TH STREET?+

Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the GAINESVILLE 32606 market on paper

$2,600 is 99% below the GAINESVILLE 32606 median of $319,950, and at $1/sqft it sits under the Gainesville average of $209.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

356 days on market against a Gainesville median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,900, now $2,600 — a $300 cut. The full history is in the market section below.

Listing courtesy of WATSON REALTY CORP - PROPERTY · Julie Martinez. MLS #GC533274.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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