1301 NW 94TH STREET, GAINESVILLE, FL, 32606
Active69 days on marketListed May 27, 2026MLS #GC540648
About this home
1301 NW 94TH STREET
Charming and well-maintained home located in the desirable non-HOA community of Oak Crest. This 3-bedroom home plus study offers an open living area featuring a cozy wood-burning fireplace with brick and cedar accents. Recent roof update provides added peace of mind. Zoned for top-rated A schools and conveniently located just minutes from I-75, Tioga Town Center, shopping, University of Florida, Malcom Randall Veterans Affairs Medical Center, and UF Health Shands Hospital.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,845
Sqft
0.41 ac
Lot size
2
Garage
1981
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,917 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,917/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Gainesville actives
$195 vs $198
Days on market
69 vs 45 typical
Where $195/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32606 — neighborhood snapshot
Population
23,313
Median age
41
Median income
$79,888
Median home value
$319,300
Avg household
2.2
Households w/ children
2,630
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $323K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the GAINESVILLE 32606 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 1301 NW 94TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$390,000
9210 NW 13TH PLACE
3 bd · 2 ba · 1,852 sqft · $211/sqft · 82 DOM
Sold · Mar ’26$345,000
1017 NW 87 WAY
3 bd · 2 ba · 1,854 sqft · $186/sqft · 133 DOM
Sold · Apr ’26$349,900
1435 NW 100TH TERRACE
3 bd · 2 ba · 1,797 sqft · $195/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1301 NW 94TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1301 NW 94TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1301 NW 94TH STREET FAQs
What would the monthly payment be for 1301 NW 94TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,917/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1301 NW 94TH STREET?+
The most recent tax bill on record (2025) was $5,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $359,900, this home is listed about 22% above the Gainesville median of $295,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1301 NW 94TH STREET?+
Hidden Oak Elementary School (elementary), Fort Clarke Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$359,900 runs 12% above the GAINESVILLE 32606 median — but at 1,845 sqft it's also 28% larger than the typical Gainesville listing.
02Strong assigned schools
Hidden Oak Elementary School, Fort Clarke Middle School, F. W. Buchholz High School — Hidden Oak Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $374,900, now $359,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Evelyn Bergman. MLS #GC540648.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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