104 LONG POND WAY, HAWTHORNE, FL, 32640
Pending41 days on marketListed Jun 23, 2026MLS #GC541396
About this home
104 LONG POND WAY
Virtually Staged. Nestled beneath majestic oak trees on a breathtaking 1.98-acre waterfront lot along Long Pond, this charming two-story English Cottage-style home offers a rare blend of character, privacy, and outdoor living. With approximately 560 feet of decking, multiple outdoor gathering spaces including two open porches, a screened porch, and an upper-level deck overlooking the natural surroundings, this property is designed to embrace Florida's beautiful landscape. Inside, you'll find a warm and inviting interior featuring tile and wood flooring throughout with no carpet, soaring ceilings in the living room, and a cozy wood-burning fireplace that creates the perfect focal point for family gatherings. The spacious kitchen offers a walk-in pantry and opens seamlessly to the main living areas, creating an ideal setting for entertaining. The owner's suite provides a relaxing retreat complete with a soaking tub, while fresh interior paint gives the entire home a bright, updated feel. Recent improvements include a brand-new septic system installed in late 2025, a roof replaced approximately three years ago, a new well bladder tank (2023), new hot water heater (2024), and a newer dishwasher. The washer was replaced in 2026. Additional features include ceiling fans throughout and a detached 14' x 22' shed/workshop equipped with electricity and water, perfect for hobbies, storage, or a home-based workspace. Whether you're enjoying morning coffee on the porch, entertaining guests on the expansive decking, or simply taking in the tranquil waterfront setting, this unique Long Pond property offers a lifestyle that's difficult to find and impossible to forget.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,081
Sqft
1.98 ac
Lot size
1999
Year built
Two
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.8%
$/sqft vs Hawthorne actives
$192 vs $179
Days on market
41 vs 46 typical
Where $192/sqft sits among the 62 Hawthorne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$225K → $365K
Hawthorne median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
32 of 62
Hawthorne actives have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 371% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 104 LONG POND WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$505,000
1412 BADEN POWELL ROAD
3 bd · 3 ba · 1,228 sqft · $411/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 104 LONG POND WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 104 LONG POND WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
104 LONG POND WAY FAQs
What would the monthly payment be for 104 LONG POND WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 104 LONG POND WAY?+
The most recent tax bill on record (2025) was $5,206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $399,900, this home is listed about 52% above the Hawthorne median of $263,450. The market section on this page shows how the area is trending.
Which schools are assigned to 104 LONG POND WAY?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Mark Gajda. MLS #GC541396.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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