125 ANN STREET, HAWTHORNE, FL, 32640
Active63 days on marketListed Jun 5, 2026MLS #OM725888
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Upcoming open house
Sat, Aug 8
4:00 PM – 6:00 PM
About this home
125 ANN STREET
Virtually Staged. Escape to peaceful lakefront living in this beautifully maintained 3-bedroom, 2-bathroom home nestled along the shores of Little Orange Lake in Hawthorne. Offering the perfect blend of privacy , functionality, and outdoor enjoyment. From the moment you arrive, you'll be welcomed by a charming covered front porch, mature landscaping, and a majestic oak tree that creates incredible curb appeal. The fully fenced property is thoughtfully designed and includes an irrigation system, whole-house water filtration system, and two above-ground planter boxes. There is also two storage sheds on the property for all your gardening, hobby, and storage needs. Inside, the split-bedroom floor plan provides privacy and comfort. The spacious primary suite features a large bathroom complete with a soaking tub, separate walk-in shower, and abundant storage. The galley-style kitchen offers plenty of cabinetry and countertop space, along with a cozy dining area perfect for everyday meals. Outdoor living takes center stage with a screened lanai, expansive deck constructed of marine-grade wood, and a long private dock stretching into Little Orange Lake. Perfect for fishing, boating, wildlife, or simply taking in breathtaking waterfront views. Little Orange Lake is part of the larger Orange Creek Basin watershed with canal connections to Holdens Pond and Moss Lee Lake, offering exceptional opportunities for recreation and exploration. This property is conveniently located approximately 30 minutes from Gainesville and under an hour from Ocala, making it an ideal retreat without sacrificing access to shopping, dining, and everyday conveniences. Whether you're searching for a full-time residence, weekend getaway, or lakefront retreat, this property delivers the Florida lifestyle you've been dreaming of. Schedule your private showing today! **FREE APPRAISAL WITH PREFERRED LENDER THROUGH JUNE 30TH - credited at closing**
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,456
Sqft
1.24 ac
Lot size
1998
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,868 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,868/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38.7%
$/sqft vs Hawthorne actives
$282 vs $181
Days on market
63 vs 61 typical
Where $282/sqft sits among the 58 Hawthorne actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hawthorne
Get to know Hawthorne. See the full Hawthorne guide →
HAWTHORNE 32640 — neighborhood snapshot
Population
10,780
Median age
46.2
Median income
$58,727
Median home value
$153,600
Avg household
2.51
Households w/ children
1,120
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hawthorne market
$220K → $275K
Hawthorne median sold, yr/yr
94.9%
Sale-to-list ratio (12 mo)
32 of 58
Hawthorne actives have cut their price
Median sold price, Hawthorne, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 383% above the HAWTHORNE 32640 median. See the full Hawthorne market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 ANN STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$284,000
125 JOHN STREET
3 bd · 2 ba · 1,458 sqft · $195/sqft · 19 DOM
Sold · Mar ’26$160,000
115 CHAPEL LANE
3 bd · 2 ba · 1,566 sqft · $102/sqft · 10 DOM
Sold · Jul ’26$320,000
24621 SE 101ST AVENUE
3 bd · 2 ba · 1,592 sqft · $201/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 ANN STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 ANN STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 ANN STREET FAQs
What would the monthly payment be for 125 ANN STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,868/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 ANN STREET?+
The most recent tax bill on record (2025) was $1,323. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hawthorne?+
At $410,500, this home is listed about 55% above the Hawthorne median of $264,999. The market section on this page shows how the area is trending.
Which schools are assigned to 125 ANN STREET?+
Ochwilla Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of GAILEY ENTERPRISES REAL ESTATE · Mary Stewart. MLS #OM725888.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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