David Ramirez
$725,000$789,900$4,470 /mo all-in ↓

790 NW 42 TERRACE, CHIEFLAND, FL, 32626

Active55 days on marketListed Jun 15, 2026MLS #GC541238

Reduced $65KNA

About this home

790 NW 42 TERRACE

Rare opportunity to own 65.45 acres of prime North Florida hunting and recreational land consisting of three separate 20+ acre parcels, with two parcels remaining buildable for future homesites, family compounds, or investment potential. This wildlife-rich property is a hunter's paradise featuring seasonal ponds, established shooting houses, and multiple areas suitable for food plots that attract deer, turkey, hogs, and other native game. The centerpiece of the property is an impressive 102' x 50' metal building built with reinforced floors designed to support heavy equipment, complete with three roll-up doors, abundant storage space, and extensive shelving. Inside, you'll find comfortable living quarters featuring two bedrooms, two bathrooms, a galley-style kitchen, family room, and a cozy wood-burning stove—making it the perfect hunting camp, weekend retreat, or base of operations. One of the few properties in the area with power available, the building is wired for both conventional electric service and solar power. Formerly operated as a cypress tree farm, the property still contains numerous mature cypress trees that may offer future harvesting and income potential. Enjoy the peace and privacy of rural living while remaining conveniently located just 15 minutes from schools, shopping, and everyday amenities, and approximately 30 minutes from Cedar Key, the Gulf, world-class fishing, boating, and coastal recreation. Whether you're seeking a private hunting preserve, recreational getaway, timber investment, or future homesite, this unique property offers endless possibilities.

Facts & features

The home at a glance

65.45 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesEast

Community & fees

Taxes (2025)$1,508/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Connected · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,470 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property tax — 2025 actual bill$126
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,500
Interest rate6.00%
Loan term

Estimated payment

$4,470/mo

Principal & interest$3,912
PMI (est., until 20% equity)$272
Property taxes (actual bill)$126
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Chiefland

Map of 790 NW 42 TERRACE

Get to know Chiefland. See the full Chiefland guide →

CHIEFLAND 32626 — neighborhood snapshot

Population

8,994

Median age

46.3

Median income

$49,643

Median home value

$160,900

Avg household

2.43

Households w/ children

898

The numbers that matter

The Chiefland market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$270K$330K

Chiefland median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

Median sold price, Chiefland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 264% above the CHIEFLAND 32626 median. See the full Chiefland market guide →

Paper trail

This home's history

CurrentPrice reduced to $725,000 $65K
Jun 15, 2026Listed at $789,900 · 55 days on market since

Reality check

What actually sold near 790 NW 42 TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5700 BONITA BEACH APT ROAD UNIT 503Sold · Jan ’26

$205,000

5700 BONITA BEACH APT ROAD UNIT 503 · same community

1 bd · 1 ba · 508 sqft · $404/sqft · 34 DOM

15933 OLD HIGHWAY 50Sold · Jan ’26

$200,000

15933 OLD HIGHWAY 50 · same community

2 bd · 1 ba · 905 sqft · $221/sqft · 0 DOM

9114 SE 12TH DRIVESold · Nov ’25

$229,000

9114 SE 12TH DRIVE · same community

2 bd · 2 ba · 920 sqft · $249/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 790 NW 42 TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 790 NW 42 TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

790 NW 42 TERRACE FAQs

What would the monthly payment be for 790 NW 42 TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,470/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 790 NW 42 TERRACE?+

The most recent tax bill on record (2025) was $1,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 790 NW 42 TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Chiefland?+

At $725,000, this home is listed about 113% above the Chiefland median of $339,900. The market section on this page shows how the area is trending.

Listing courtesy of JIM KING REALTY, INC. · Melanie Hutchison. MLS #GC541238.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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