8496 NW 38TH TERRACE, GAINESVILLE, FL, 32653
Active52 days on marketListed Jun 12, 2026MLS #GC541160
About this home
8496 NW 38TH TERRACE
Virtually Staged. Welcome to this beautifully maintained, move-in-ready home in the desirable 55+ community of Turkey Creek Forest. Thoughtfully updated and well cared for, this home offers peace of mind with a roof replaced in 2020 and a new HVAC system installed in 2026. Recent interior paint, updated lighting, and newer appliances further enhance the home's appeal. The nicely updated kitchen features refreshed cabinetry, attractive countertops, ample cabinet and workspace, a beautiful tile backsplash, and newer appliances. The versatile floor plan offers a spacious living room and dining room combination, two comfortable bedrooms, plus a large heated and cooled sunroom that provides valuable additional living space. Perfect as a family room, hobby area, home office, or guest space, the sunroom is filled with natural light and can be enjoyed year-round. Both bedrooms feature walk-in closets, and the home also includes an inside laundry room. A spacious utility room off the carport provides excellent additional storage. Beyond the home, enjoy the outstanding amenities and active lifestyle that make Turkey Creek Forest such a sought-after community. Residents have access to a welcoming community center, sparkling swimming pool, tennis courts, shuffleboard courts, and a community library. A full calendar of social events, clubs, activities, and community gatherings offers countless opportunities to stay active, meet neighbors, and enjoy the relaxed Florida lifestyle. Conveniently located with easy access to US-441 and just minutes from shopping, dining, medical facilities, and everyday conveniences, this well-maintained home combines comfort, functionality, and exceptional community living in one inviting package. Don't miss this wonderful opportunity to enjoy everything Turkey Creek Forest has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,392
Sqft
0.11 ac
Lot size
1983
Year built
One
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,861 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,861/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.8%
$/sqft vs Gainesville actives
$165 vs $198
Days on market
52 vs 36 typical
Where $165/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Turkey Creek Forest
Get to know Gainesville. See the full Gainesville guide →
Turkey Creek Forest — neighborhood snapshot
Population
484
Median age
74
Median income
$32,667
Median home value
$167,800
Avg household
1
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
188 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% below the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 8496 NW 38TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$215,000
8825 NW 37TH CIRCLE · same community
2 bd · 2 ba · 1,392 sqft · $154/sqft · 2 DOM
Sold · Jan ’26$232,000
8476 NW 37TH DRIVE · same community
2 bd · 2 ba · 1,392 sqft · $167/sqft · 36 DOM
Sold · Jul ’26$209,500
3886 NW 86TH BOULEVARD · same community
2 bd · 2 ba · 1,344 sqft · $156/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8496 NW 38TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8496 NW 38TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8496 NW 38TH TERRACE FAQs
What would the monthly payment be for 8496 NW 38TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,861/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8496 NW 38TH TERRACE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8496 NW 38TH TERRACE?+
The most recent tax bill on record (2025) was $2,508. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8496 NW 38TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $229,000, this home is listed about 23% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8496 NW 38TH TERRACE?+
William S. Talbot Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32653 market on paper
$229,000 is 14% below the GAINESVILLE 32653 median of $264,750, and at $165/sqft it sits under the Gainesville average of $208.
02Strong assigned schools
William S. Talbot Elementary School, A. L. Mebane Middle School, Santa Fe High School — William S. Talbot Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $235,000, now $229,000 — a $6K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MAISON · Benjamin Burkley. MLS #GC541160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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