8786 NW 37TH CIRCLE, GAINESVILLE, FL, 32653
Active165 days on marketListed Feb 8, 2026MLS #GC537335
About this home
8786 NW 37TH CIRCLE
Welcome to this inviting, move-in-ready home located in the 55+ community of Turkey Creek Forest. The property has been thoughtfully updated over the years, including a newer roof (2014), HVAC system (2016), water heater (2016), fresh interior paint, updated lighting and new carpet installed in 2020. The kitchen has been refreshed with new cabinetry and countertops. The refrigerator, washer, and dryer are included. The flexible floor plan offers three bedrooms, including a generously sized second primary suite that could easily serve as a bonus room or private living area with its own entrance. The primary bedroom features a walk-in closet. The primary bathroom includes a walk-in shower. A large utility room houses the washer and dryer. The kitchen offers ample counter space and a convenient closet pantry. Unwind on the spacious enclosed front porch and enjoy the peaceful surroundings. Ideally located with easy access to US-441, and close to shopping and dining. This well-cared-for home is truly move-in ready and a must-see.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.1 ac
Lot size
1986
Year built
One
Levels
$154
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,651 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,651/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.6%
$/sqft vs Gainesville actives
$154 vs $199
Days on market
165 vs 36 typical
Where $154/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Turkey Creek Forest
Get to know Gainesville. See the full Gainesville guide →
Turkey Creek Forest — neighborhood snapshot
Population
484
Median age
74
Median income
$32,667
Median home value
$167,800
Avg household
1
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
183 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 8786 NW 37TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$215,000
8825 NW 37TH CIRCLE · same community
2 bd · 2 ba · 1,392 sqft · $154/sqft · 2 DOM
Sold · Jan ’26$232,000
8476 NW 37TH DRIVE · same community
2 bd · 2 ba · 1,392 sqft · $167/sqft · 36 DOM
Sold · Jul ’26$209,500
3886 NW 86TH BOULEVARD · same community
2 bd · 2 ba · 1,344 sqft · $156/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8786 NW 37TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8786 NW 37TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8786 NW 37TH CIRCLE FAQs
What would the monthly payment be for 8786 NW 37TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,651/mo — principal and interest, the actual property-tax bill, the $43/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8786 NW 37TH CIRCLE?+
The association fee works out to $43 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8786 NW 37TH CIRCLE?+
The most recent tax bill on record (2025) was $1,045. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8786 NW 37TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $214,995, this home is listed about 27% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 8786 NW 37TH CIRCLE?+
William S. Talbot Elementary School (elementary), A. L. Mebane Middle School (middle), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32653 market on paper
$214,995 is 22% below the GAINESVILLE 32653 median of $275,450, and at $154/sqft it sits under the Gainesville average of $208.
02Time on market is leverage
165 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
William S. Talbot Elementary School, A. L. Mebane Middle School, Santa Fe High School — William S. Talbot Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $225,000, now $214,995 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Holly Bender. MLS #GC537335.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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