41 SCOTT STREET, WELAKA, FL, 32193
Active45 days on marketListed Jun 10, 2026MLS #GC541056
Come see it
Upcoming open house
Sat, Aug 1
11:00 AM – 3:00 PM
About this home
41 SCOTT STREET
If you've been searching for the perfect waterfront retreat where every day feels like a vacation, your search ends here. Welcome to beautiful Welaka, one of Florida's hidden gems nestled along the legendary St. Johns River. Whether your passion is fishing, boating, kayaking, wildlife watching, or simply enjoying breathtaking sunsets from your backyard, this property delivers the lifestyle you've been dreaming of. With nearly everything already updated and improved, there's nothing left to do except move in, unpack, and start enjoying waterfront living. Inside, you'll find a spacious open floor plan featuring large bedrooms, a welcoming living room with a cozy wood-burning fireplace, and a bright kitchen designed for gathering. The breakfast nook overlooks the water, providing the perfect place to enjoy your morning coffee. You'll love the abundance of cabinet space, generous countertops, and large pantry. Additional interior highlights include: " Thermal impact windows with a lifetime warranty " Large foyer entry " Spacious sunroom with vinyl windows & Stand-up AC Unit " Reverse osmosis water system at the kitchen sink " Wi-Fi enabled HVAC thermostat " Energy-efficient E-wrap insulation system. Step outside and discover what truly makes this property special. Multi-level wood decking leads directly to the water, creating the perfect setting for entertaining family and friends. Boaters will appreciate the boathouse with a 6,000-pound boat lift and a shed for all your extras. Located in the golf cart-friendly town of Welaka, you'll enjoy small-town charm while being surrounded by some of Florida's best freshwater fishing and boating. Cruise the scenic St. Johns River, explore nearby springs, visit waterfront restaurants by boat, or spend your days catching bass, crappie, catfish, and bream right in your backyard paradise. Bring your boat, fishing poles, golf cart, and swimsuit--this home is ready for you to start making memories on day one. improvement dates: " Metal roof replaced in 2017 " HVAC replaced in 2021 " New flex ductwork in 2022 " HWH 2011 " 6000LB Boat Lift 2017 " New electrical service to boathouse in 2026 " Vinyl siding and underpinning replaced in 2007 " Foyer and Sunroom Addition 2006 " Kitchen cabinets replaced approximately 10 years ago " Annual pest protection through Champion Termite & Pest Control " Survey 2017 " Elevation certificate 2016
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,080
Sqft
0.11 ac
Lot size
1992
Year built
One
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,603 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,603/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Welaka
Get to know Welaka. See the full Welaka guide →
WELAKA 32193 — neighborhood snapshot
Population
1,200
Median age
57.8
Median income
$55,441
Median home value
$271,800
Avg household
1.94
Households w/ children
81%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Welaka market
$359K → $430K
Welaka median sold, yr/yr
92.8%
Sale-to-list ratio (12 mo)
Median sold price, Welaka, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the WELAKA 32193 median. See the full Welaka market guide →
Paper trail
This home's history
Reality check
What actually sold near 41 SCOTT STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$367,000
808 FRONT STREET
3 bd · 2 ba · 1,746 sqft · $210/sqft · 12 DOM
Sold · Jul ’26$330,000
99 BROAD RIVER PLACE UNIT 3206
3 bd · 2 ba · 1,568 sqft · $210/sqft · 31 DOM
Sold · Dec ’25$275,000
2 MILL STREET
3 bd · 2 ba · 1,547 sqft · $178/sqft · 223 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 41 SCOTT STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 41 SCOTT STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
41 SCOTT STREET FAQs
What would the monthly payment be for 41 SCOTT STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,603/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 41 SCOTT STREET?+
The most recent tax bill on record (2025) was $4,257. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 41 SCOTT STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Welaka?+
At $329,900, this home is listed about 12% above the Welaka median of $294,999. The market section on this page shows how the area is trending.
Which schools are assigned to 41 SCOTT STREET?+
Crescent City Junior-Senior High School (high), Browning-Pearce Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$329,900 runs 32% above the WELAKA 32193 median — but at 2,080 sqft it's also nearly twice the size of the typical Welaka listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
45 days on market against a Welaka median of 18 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of IHEART REALTY INC. · Heather Hunter. MLS #GC541056.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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