David Ramirez
$849,9004 bd3.5 ba3,114 sqft$273 /sqft$6,559 /mo all-in ↓

11081 SW 38TH BOULEVARD, GAINESVILLE, FL, 32608

Active46 days on marketListed Jun 8, 2026MLS #GC540985

Single Family ResidenceOAKMONT PH 3 PB 35 PG 60

About this home

11081 SW 38TH BOULEVARD

Perfectly positioned on a premium lot backing to a serene, treed conservation preserve, this exceptional ICI Homes Belaire floor plan with bonus room offers refined living in the highly sought-after Oakmont community. Featuring 4 bedrooms, 3.5 bathrooms, and a versatile bonus/flex space, this open, light-filled home is richly appointed with premium floor and wall tile, upgraded cabinetry and countertops, designer lighting, bronze windows, a trim-wrapped kitchen island, upgraded front door, epoxied garage, plantation shutters, and carpet only in bedrooms and stairs. Elegant plumbing finishes are highlighted by a spa-inspired free-standing tub. Additional highlights include an oversized stop-and-drop laundry room, a separate dining area, and a flexible space ideal for a home office, playroom, or gym. The gourmet kitchen is both spacious and inviting—perfect for entertaining—flowing effortlessly into the main living areas, where breathtaking views can be enjoyed from nearly every room. Outdoor living shines on the screened lanai, complete with an outdoor kitchen and fireplace, all overlooking tranquil preserve views that create a true private retreat. Oakmont offers unmatched resort-style living with Gainesville’s premier Residents Club, full-time Lifestyle Coordinator, fitness center, spectacular pool with splash pad, tennis and basketball courts, scenic trails, and more. With convenient access to shopping, dining, and major attractions, this home delivers an exceptional blend of luxury, serenity, and everyday convenience in one of Gainesville’s most desirable communities.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,114

Sqft

0.21 ac

Lot size

2

Garage

2020

Year built

Two

Levels

$273

Per sqft

FireplaceTrees/Woods viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Exhaust Fan · Gas Water Heater · Microwave · Range · Tankless Water Heater · Water Filtration System · Water Softener · Whole House R.O. System
InteriorAttic Ventilator · Built-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Wood Frame
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ParkingCurb Parking · Garage Door Opener · Ground Level
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$9/mo
Taxes (2025)$17,817/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,559 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property tax — 2025 actual bill$1,485
HOA fee — from the listing$9
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $84,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $84,990
Interest rate6.00%
Loan term

Estimated payment

$6,559/mo

Principal & interest$4,586
PMI (est., until 20% equity)$319
Property taxes (actual bill)$1,485
HOA / condo fee$9
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $850K
$703KedgeAI estimate $862,250 · range $732K$1.1M$1.1M

vs edgeAI estimate

−1.4%

$/sqft vs Gainesville actives

$273 vs $198

Days on market

46 vs 36 typical

Where $273/sqft sits among the 400 Gainesville actives

81
104
80
65
31 · this home
39
$125–159$159–192$192–226$226–260$260–293$293+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oakmont

Map of 11081 SW 38TH BOULEVARD inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Oakmont — neighborhood snapshot

Population

1,411

Median age

37

Median income

$177,933

Median home value

$458,500

Avg household

3

Households w/ children

195

For the school run

Alachua County School District

ElementaryLawton M. Chiles Elementary School★★★★
MiddleKanapaha Middle School★★★★★
HighF. W. Buchholz High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

185 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 278% above the GAINESVILLE 32608 median. See the full Gainesville market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $849,900 · 46 days on market since
2020Built · OAKMONT PH 3 PB 35 PG 60

Reality check

What actually sold near 11081 SW 38TH BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11096 SW 38TH BOULEVARDSold · Jun ’26

$950,000

11096 SW 38TH BOULEVARD · same community

5 bd · 4 ba · 3,096 sqft · $307/sqft · 46 DOM

3685 SW 109TH WAYSold · Jun ’26

$919,000

3685 SW 109TH WAY · same community

5 bd · 4 ba · 3,012 sqft · $305/sqft · 10 DOM

10756 SW 34TH ROADSold · Sep ’25

$1,120,000

10756 SW 34TH ROAD · same community

4 bd · 3 ba · 3,241 sqft · $346/sqft · 65 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11081 SW 38TH BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11081 SW 38TH BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11081 SW 38TH BOULEVARD FAQs

What would the monthly payment be for 11081 SW 38TH BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,559/mo — principal and interest, the actual property-tax bill, the $9/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11081 SW 38TH BOULEVARD?+

The association fee works out to $9 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11081 SW 38TH BOULEVARD?+

The most recent tax bill on record (2025) was $17,817. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11081 SW 38TH BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $849,900, this home is listed about 188% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 11081 SW 38TH BOULEVARD?+

Lawton M. Chiles Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$849,900 runs 278% above the GAINESVILLE 32608 median — but at 3,114 sqft it's also nearly twice the size of the typical Gainesville listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Strong assigned schools

Lawton M. Chiles Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Saveela Asad. MLS #GC540985.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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