3120 SW 108TH WAY, GAINESVILLE, FL, 32608
Active126 days on marketListed Mar 24, 2026MLS #GC538657
About this home
3120 SW 108TH WAY
Pre-Construction. To be built. The Vizcaya, a transitional luxury residence to be built by AR Homes. Ideally positioned on an east-facing one-acre homesite in Oakmont. This single-story home offers 4,161 square feet of thoughtfully designed living space, including 4 bedrooms, 3.5 baths, a private den, and a Spacious Bonus/Flex Room. A dramatic 14-foot foyer introduces clean architectural lines, warm modern finishes, and expansive walls of glass that define the home’s light-filled interiors. The great room features custom floating wood shelves and seamlessly connects to the outdoor living area, where sliding glass doors open to a covered lanai and cabana—perfect for effortless indoor-outdoor entertaining. The gourmet kitchen and dining area are highlighted by a soaring 14-foot vaulted ceiling with stained wood beams and anchored by a showpiece kitchen featuring a 48" commercial range, 48" refrigerator, stone countertops, oversized island custom wood cabinetry including custom vent hood surround. A separate prep kitchen with a 2nd refrigerator, 2nd dishwasher and prep sink enhances both functionality and entertaining. Privately situated, the owner’s suite occupies its own wing and features refined architectural details, a spacious walk-through closet with direct laundry access, and a spa-inspired bath with freestanding tub, expansive glass-enclosed shower, and designer finishes. A standout feature is the attached VIP guest suite with private entrance and garage, offering a studio-style layout with kitchenette, walk-in closet, and en-suite bath—ideal for guests or multigenerational living. Additional highlights include a dedicated den with 14-foot ceilings and floor-to-ceiling windows, as well as a centrally located wet bar designed for entertaining. A rare opportunity to secure the final buildable one-acre homesite in Oakmont, with the ability to personalize and select finishes to suit your style. Located within the sought-after Oakmont community, residents enjoy resort-style amenities across 550 acres, including a clubhouse, fitness center, pool, pickleball and tennis courts, and scenic tree-lined streets.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
4,161
Sqft
1.1 ac
Lot size
3
Garage
2027
Year built
One
Levels
$491
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,804 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,804/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs Gainesville actives
$491 vs $200
Days on market
126 vs 36 typical
Where $491/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakmont
Get to know Gainesville. See the full Gainesville guide →
Oakmont — neighborhood snapshot
Population
1,411
Median age
37
Median income
$177,933
Median home value
$458,500
Avg household
3
Households w/ children
195
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
179 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 828% above the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3120 SW 108TH WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,480,000
11072 SW 33RD LANE · same community
5 bd · 5 ba · 4,083 sqft · $362/sqft · 0 DOM
Sold · Jan ’26$1,030,000
3579 SW 111TH DRIVE · same community
6 bd · 3.5 ba · 3,916 sqft · $263/sqft · 113 DOM
Sold · May ’26$1,559,000
10962 SW 33RD LANE · same community
4 bd · 4.5 ba · 3,879 sqft · $402/sqft · 71 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3120 SW 108TH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3120 SW 108TH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3120 SW 108TH WAY FAQs
What would the monthly payment be for 3120 SW 108TH WAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,804/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3120 SW 108TH WAY?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3120 SW 108TH WAY?+
The most recent tax bill on record (2025) was $10,289. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3120 SW 108TH WAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $2,041,000, this home is listed about 591% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3120 SW 108TH WAY?+
Lawton M. Chiles Elementary School (elementary), Kanapaha Middle School (middle), F. W. Buchholz High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,041,000 runs 828% above the GAINESVILLE 32608 median — but at 4,161 sqft it's also nearly 3 times the size of the typical Gainesville listing.
02Time on market is leverage
126 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lawton M. Chiles Elementary School, Kanapaha Middle School, F. W. Buchholz High School — Lawton M. Chiles Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · Brenda Banks. MLS #GC538657.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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