David Ramirez
$179,9002 bd2.5 ba1,324 sqft$136 /sqft$1,462 /mo all-in ↓

935 NW 21ST AVENUE UNIT 935, GAINESVILLE, FL, 32609

Active56 days on marketListed Jun 9, 2026MLS #GC540982

Priced 13% below the GAINESVILLE 32609 medianCondominiumGARLAND

About this home

935 NW 21ST AVENUE UNIT 935

Updated, inviting, and ideally located just minutes from the University of Florida this 2-bedroom, 2.5-bath condo in Garland Condominiums offers comfort, convenience, and thoughtful upgrades throughout! Upon entering the home you’ll be greeted by warm Luxury Vinyl Plank flooring flowing through the main living areas and an open downstairs layout that feels bright, welcoming, and easy to live in. The spacious living and dining area offers plenty of room to relax or entertain, with sliding glass doors leading to a covered patio and exterior storage closet—perfect for morning coffee, evening unwinding, or keeping everyday extras tucked away. The upgraded kitchen features granite countertops, a tile backsplash, pantry, pass-through breakfast bar, updated lighting fixtures, and a window that fills the space with natural light. A convenient downstairs half bath, under-stair storage, and inside laundry closet with Kenmore Elite washer and dryer included add everyday practicality. Upstairs, both bedrooms offer the privacy of ensuite bathrooms. The large primary suite features two spacious walk-in closets, sliding glass doors to a private balcony, and an upgraded bathroom featuring granite countertops, tile flooring, a tiled shower with decorative accent inlay & shower niche, and a linen closet. The second bedroom also includes a generous walk-in closet and a bathroom with granite countertops that can be accessed from either the bedroom or hallway. Garland Condominiums offers community amenities including a pool and fitness room, all in a convenient location approximately 1.5 miles from the University of Florida and close to UF Health Shands Hospital, coffee shops, shopping, dining, and everyday conveniences. Seller is also offering a One Year Home Warranty for even more peace of mind. Schedule your showing today and see why this updated Garland Condominium home is one you won’t want to miss!

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,324

Sqft

0.02 ac

Lot size

2005

Year built

Two

Levels

$136

Per sqft

Pets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionHardiPlank Type · Stucco
FoundationSlab
FacesEast
ExteriorBalcony · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,958/yr
PetsCats OK, Dogs OK, Size Limit, Yes
CommunityFitness Center · Pool

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,462 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property tax — 2025 actual bill$163
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,297
Interest rate6.00%
Loan term

Estimated payment

$1,462/mo

Principal & interest$1,059
FHA mortgage insurance (est.)$80
Property taxes (actual bill)$163
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $180K
$173KedgeAI estimate $230,857 · range $196K$245K$255K

vs edgeAI estimate

−22.1%

$/sqft vs Gainesville actives

$136 vs $198

Days on market

56 vs 45 typical

Where $136/sqft sits among the 400 Gainesville actives

82 · this home
105
93
60
30
30
$128–162$162–195$195–228$228–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 935 NW 21ST AVENUE UNIT 935

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32609 — neighborhood snapshot

Population

19,694

Median age

35.9

Median income

$48,121

Median home value

$174,500

Avg household

2.31

Households w/ children

1,692

For the school run

Alachua County School District

HighGainesville High School★★★★★
ElementaryStephen Foster Elementary School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$340K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

186 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the GAINESVILLE 32609 median. See the full Gainesville market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $179,900 · 56 days on market since
2005Built · GARLAND

Reality check

What actually sold near 935 NW 21ST AVENUE UNIT 935

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

302 NW 19 STREETSold · Jun ’26

$550,000

302 NW 19 STREET

3 bd · 1 ba · 1,344 sqft · $409/sqft · 4 DOM

407 NW 8TH STREETSold · Jan ’26

$230,000

407 NW 8TH STREET

3 bd · 1.5 ba · 1,386 sqft · $166/sqft · 150 DOM

1615 NW 7TH AVENUESold · Dec ’25

$375,000

1615 NW 7TH AVENUE

3 bd · 2 ba · 1,387 sqft · $270/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 935 NW 21ST AVENUE UNIT 935 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 935 NW 21ST AVENUE UNIT 935 — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

935 NW 21ST AVENUE UNIT 935 FAQs

What would the monthly payment be for 935 NW 21ST AVENUE UNIT 935?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,462/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 935 NW 21ST AVENUE UNIT 935?+

The most recent tax bill on record (2025) was $1,958. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 935 NW 21ST AVENUE UNIT 935?+

The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $179,900, this home is listed about 39% below the Gainesville median of $295,000. The market section on this page shows how the area is trending.

Which schools are assigned to 935 NW 21ST AVENUE UNIT 935?+

Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BHGRE THOMAS GROUP · Chad Austin. MLS #GC540982.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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