David Ramirez
$169,0002 bd2.5 ba1,324 sqft$128 /sqft$2,113 /mo all-in ↓

905 NW 21ST AVENUE UNIT 905, GAINESVILLE, FL, 32609

Active59 days on marketListed Jun 9, 2026MLS #GC540948

Priced 18% below the GAINESVILLE 32609 medianCondominiumGARLAND

About this home

905 NW 21ST AVENUE UNIT 905

Welcome home! This spacious 2-bedroom, 2.5-bath townhouse-style condo offers over 1,324 square feet of comfortable living space in a highly convenient location in Gainesville. Built in 2005, this well-designed floor plan features an open living and dining area, a large kitchen with ample cabinets and granite counter space, and a convenient half bath on the first floor. Upstairs, both generously sized bedrooms feature private en-suite bathrooms, providing excellent privacy for owners, roommates, or guests. Enjoy outdoor living with a patio and additional storage space, while the primary suite offers its own private balcony. The community features a swimming pool and is located less than 2 miles from the University of Florida, UF Health/Shands, shopping, dining, and major bus routes. Whether you're looking for a primary residence, a game-day retreat, or an investment opportunity, this move-in-ready condo is an excellent choice! As a bonus, the seller is offering to pay one year of HOA fees on the buyer's behalf and provide a $1,000 credit toward flooring replacement at closing.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,324

Sqft

0.02 ac

Lot size

2005

Year built

Two

Levels

$128

Per sqft

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionWood Frame · Wood Siding
FoundationConcrete Perimeter · Slab
FacesSouth
ExteriorLighting · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$592/mo
Taxes (2025)$3,496/yr
PetsCats OK, Dogs OK
CommunityCommunity Mailbox · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Public · Sewer Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,113 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$995
FHA mortgage insurance (est.)$75
Property tax — 2025 actual bill$291
Condo fee — from the listing$592
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,915Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,915
Interest rate6.00%
Loan term

Estimated payment

$2,113/mo

Principal & interest$995
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$291
HOA / condo fee$592
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $169K
$162KedgeAI estimate $231,302 · range $197K$245K$255K

vs edgeAI estimate

−26.9%

$/sqft vs Gainesville actives

$128 vs $201

Days on market

59 vs 44 typical

Where $128/sqft sits among the 400 Gainesville actives

73 · this home
103
91
66
29
38
$128–161$161–195$195–228$228–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gainesville

Map of 905 NW 21ST AVENUE UNIT 905

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32609 — neighborhood snapshot

Population

19,694

Median age

35.9

Median income

$48,121

Median home value

$174,500

Avg household

2.31

Households w/ children

1,692

For the school run

Alachua County School District

HighGainesville High School★★★★★
ElementaryStephen Foster Elementary School★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$294K$340K

Gainesville median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

181 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the GAINESVILLE 32609 median. See the full Gainesville market guide →

Paper trail

This home's history

Jun 9, 2026Listed at $169,000 · 59 days on market since
2005Built · GARLAND

Reality check

What actually sold near 905 NW 21ST AVENUE UNIT 905

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

302 NW 19 STREETSold · Jun ’26

$550,000

302 NW 19 STREET

3 bd · 1 ba · 1,344 sqft · $409/sqft · 4 DOM

407 NW 8TH STREETSold · Jan ’26

$230,000

407 NW 8TH STREET

3 bd · 1.5 ba · 1,386 sqft · $166/sqft · 150 DOM

1615 NW 7TH AVENUESold · Dec ’25

$375,000

1615 NW 7TH AVENUE

3 bd · 2 ba · 1,387 sqft · $270/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 905 NW 21ST AVENUE UNIT 905 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 905 NW 21ST AVENUE UNIT 905 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

905 NW 21ST AVENUE UNIT 905 FAQs

What would the monthly payment be for 905 NW 21ST AVENUE UNIT 905?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,113/mo — principal and interest, the actual property-tax bill, the $592/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 905 NW 21ST AVENUE UNIT 905?+

The association fee works out to $592 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 905 NW 21ST AVENUE UNIT 905?+

The most recent tax bill on record (2025) was $3,496. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 905 NW 21ST AVENUE UNIT 905?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Gainesville?+

At $169,000, this home is listed about 43% below the Gainesville median of $295,250. The market section on this page shows how the area is trending.

Which schools are assigned to 905 NW 21ST AVENUE UNIT 905?+

Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of BLUE LINK REALTY LLC · Wendy Wei. MLS #GC540948.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Gainesville homes, in your inbox

Like 905 NW 21ST AVENUE UNIT 905 but not quite? A daily digest of every new listing in Gainesville — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 7, 2026 at 10:48 AM UTC. The listing information on this page last changed on August 7, 2026 at 10:48 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 7, 2026 at 10:48 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 7, 2026 at 10:48 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.