173 SW BOUNDARY WAY, FORT WHITE, FL, 32038
Active76 days on marketListed May 21, 2026MLS #GC540502
About this home
173 SW BOUNDARY WAY
One or more photo(s) has been virtually staged. Updated keep coming! Now new baseboards throughout! Nestled on 2 high and dry, private, mostly wooded acres, this beautifully updated home offers peaceful country living with plenty of room to enjoy the outdoors and nature around you. Nearly the entire home was remodeled in 2024, including a new roof, A/C, water heater, updated kitchen, and renovated bathrooms. Inside, you’ll find a spacious open living area perfect for gathering, along with a desirable split-bedroom floor plan. Off the primary bedroom is an extra flex space that would be great for an office, nursery, home gym, or even an added walk-in closet! Accessibility ramps along one side of the home provide additional convenience. Outside, there’s ample space to play, relax, or explore, plus a storage shed for your tools and equipment. Come check it out today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,680
Sqft
2.19 ac
Lot size
2001
Year built
One
Levels
$137
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,715 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,715/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+38%
$/sqft vs Fort White actives
$137 vs $260
Days on market
76 vs 71 typical
Where $137/sqft sits among the 13 Fort White actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Three Rivers Estates
Get to know Fort White. See the full Fort White guide →
Three Rivers Estates — neighborhood snapshot
Population
1,724
Median age
46
Median income
$51,123
Median home value
$161,335
Avg household
3
Households w/ children
186
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$330K → $351K
Fort White median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
9 of 13
Fort White actives have cut their price
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near 173 SW BOUNDARY WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$90,000
595 SW TRENTON TERRACE
3 bd · 2 ba · 1,701 sqft · $53/sqft · 52 DOM
Sold · Apr ’26$229,900
843 SW CENTRAL TERRACE
3 bd · 2 ba · 1,560 sqft · $147/sqft · 140 DOM
Sold · Sep ’25$175,000
992 SW NEWARK DRIVE
3 bd · 2 ba · 1,836 sqft · $95/sqft · 79 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 173 SW BOUNDARY WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 173 SW BOUNDARY WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
173 SW BOUNDARY WAY FAQs
What would the monthly payment be for 173 SW BOUNDARY WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,715/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 173 SW BOUNDARY WAY?+
The most recent tax bill on record (2025) was $1,157. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $230,500, this home is listed about 37% below the Fort White median of $364,500. The market section on this page shows how the area is trending.
Which schools are assigned to 173 SW BOUNDARY WAY?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the FORT WHITE 32038 market on paper
$230,500 is 11% below the FORT WHITE 32038 median of $258,500, and at $137/sqft it sits under the Fort White average of $276.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $235,000, now $230,500 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HORIZON REALTY OF ALACHUA INC · Madison Pinder. MLS #GC540502.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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