SW BUFFALO CT, FORT WHITE, FL, 32038
Active116 days on marketListed Mar 30, 2026MLS #GC538184
About this home
SW BUFFALO CT
If you’re looking for space, privacy, and a connection to nature, this 7-acre Fort White property delivers. The land features a mix of upland areas suitable for building along with natural wetlands that provide scenic views and ensure a sense of privacy that’s hard to find. Whether you’re planning a future homesite or simply want to invest in peaceful North Florida land, this property offers a unique opportunity. Enjoy the peace of rural living while staying conveniently close to Lake City, Gainesville, and the sparkling springs of the Santa Fe and Ichetucknee Rivers. Feel free to drive by and walk the property anytime! No HOA! Electric available nearby; property will require a well and septic. Buyer to verify all utilities.
Facts & features
The home at a glance
7 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,592 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,592/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort White
Get to know Fort White. See the full Fort White guide →
FORT WHITE 32038 — neighborhood snapshot
Population
10,035
Median age
51.2
Median income
$58,075
Median home value
$179,300
Avg household
2.58
Households w/ children
1,072
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort White market
$305K → $289K
Fort White median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Fort White, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the FORT WHITE 32038 median. See the full Fort White market guide →
Paper trail
This home's history
Reality check
What actually sold near SW BUFFALO CT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$275,000
165 SW MILITARY GLEN
2 bd · 2 ba · 972 sqft · $283/sqft · 11 DOM
Sold · Aug ’25$377,340
667 SW ELIM CHURCH ROAD
3 bd · 2 ba · 1,736 sqft · $217/sqft · 107 DOM
Sold · Aug ’25$485,000
2707 SW COUNTY ROAD 18
3 bd · 2 ba · 2,046 sqft · $237/sqft · 158 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SW BUFFALO CT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW BUFFALO CT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SW BUFFALO CT FAQs
What would the monthly payment be for SW BUFFALO CT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,592/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW BUFFALO CT?+
The most recent tax bill on record (2025) was $849. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort White?+
At $215,000, this home is listed about 46% below the Fort White median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW BUFFALO CT?+
Fort White Elementary School (elementary) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FORT WHITE 32038 market on paper
$215,000 is 17% below the FORT WHITE 32038 median of $258,500.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
116 days on market against a Fort White median of 10 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $235,000, now $215,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA'S CHOICE REALTY · Islia Jovel. MLS #GC538184.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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