Lot 3 N STATE RD 129, BRANFORD, FL, 32008
Active75 days on marketListed May 19, 2026MLS #GC540427
About this home
Lot 3 N STATE RD 129
**5 ACRES FOR SALE IN GILCHRIST COUNTY with paved road frontage, AG zoning, no HOA, and no flood zone . A current survey is already available, and 5-acre parcels like this are becoming increasingly hard to find. The property features a nice mix of hardwoods and pines, offering natural privacy and shade with plenty of room for horses, a garden, pool, barn, or workshop. Bring your builder and design a custom home tucked back in the woods, or place a manufactured home and start enjoying rural living right away. Located between Bell and Branford — two of the most charming small towns in North Florida — this property places you close to some of the area’s best outdoor recreation. Only 2 miles from Butler Landing, where the historic Suwannee River meets the Santa Fe River. Spend your days paddling nearby rivers and springs, then drop on down to Bell and hang out with the locals at Akins BBQ. Enjoy peaceful country living with easy access to Lake City and Gainesville. Don’t miss your chance to own a piece of North Florida land with endless potential — CALL TODAY TO SCHEDULE YOUR SHOWING BEFORE THIS ONE IS GONE!
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$753 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$753/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Branford
Get to know Branford. See the full Branford guide →
BRANFORD 32008 — neighborhood snapshot
Population
6,263
Median age
39.9
Median income
$49,277
Median home value
$167,600
Avg household
2.56
Households w/ children
711
For the school run
Lafayette County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $255K
Branford median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near Lot 3 N STATE RD 129
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$195,000
10304 NW 25TH COURT
3 bd · 2 ba · 1,140 sqft · $171/sqft · 30 DOM
Sold · Nov ’25$193,000
10286 NW 25TH COURT
3 bd · 2 ba · 1,216 sqft · $159/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about Lot 3 N STATE RD 129 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for Lot 3 N STATE RD 129 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
Lot 3 N STATE RD 129 FAQs
What would the monthly payment be for Lot 3 N STATE RD 129?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $753/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on Lot 3 N STATE RD 129?+
The most recent tax bill on record (2025) was $661. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Branford?+
At $85,000, this home is listed about 85% below the Branford median of $549,000. The market section on this page shows how the area is trending.
Which schools are assigned to Lot 3 N STATE RD 129?+
Lafayette Elementary School (elementary) — Lafayette County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRANFORD 32008 market on paper
$85,000 is 69% below the BRANFORD 32008 median of $277,450.
02Time on market is leverage
75 days on market against a Branford median of 28 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lafayette Elementary School — Lafayette Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Gwen Smith. MLS #GC540427.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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