TBD 000 NW 98TH LANE, BRANFORD, FL, 32008
Active152 days on marketListed Mar 10, 2026MLS #GC538354
About this home
TBD 000 NW 98TH LANE
FIVE-ACRE PARCELS ARE ALWAYS IN DEMAND, and this one offers space, privacy, and beautiful natural surroundings in Gilchrist County—known for lower taxes and great schools—the perfect place to call HOME. A good portion of the land is already cleared, with a few scattered live oaks that create a stunning setting for a homesite or pasture. The acreage is mostly flat with just enough gentle roll to add character while still making it easy to build and enjoy. This is the perfect canvas for a mini farm, with plenty of room for a garden, animals, and outdoor living--BRING YOUR HORSES AND YOUR VISION. With no HOA and mobile homes allowed, you have the freedom to create the country lifestyle you’ve been looking for. This property also offers excellent homestead potential for those wanting space to live more self-sufficiently. Located on a quiet country road between Bell and Branford, you’ll enjoy the charm of small-town living while still being within a short drive of everyday necessities. For added peace of mind, the land is not located in a flood zone, allowing you to build with confidence. Whether you're planning your dream homesite, starting a mini farm, or looking for a great land investment, this acreage offers plenty of opportunity.
Facts & features
The home at a glance
5 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$850 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$850/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Branford
Get to know Branford. See the full Branford guide →
BRANFORD 32008 — neighborhood snapshot
Population
6,263
Median age
39.9
Median income
$49,277
Median home value
$167,600
Avg household
2.56
Households w/ children
711
For the school run
Lafayette County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $345K
Branford median sold, yr/yr
95.5%
Sale-to-list ratio (12 mo)
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD 000 NW 98TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$220,000
229 NW 93RD LANE · same community
3 bd · 2 ba · 1,300 sqft · $169/sqft · 3 DOM
Sold · Apr ’26$246,000
609 NW 96TH PLACE · same community
3 bd · 2 ba · 1,358 sqft · $181/sqft · 21 DOM
Sold · Mar ’26$240,000
354 NW 93RD LANE · same community
3 bd · 3 ba · 1,960 sqft · $122/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD 000 NW 98TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD 000 NW 98TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD 000 NW 98TH LANE FAQs
What would the monthly payment be for TBD 000 NW 98TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $850/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on TBD 000 NW 98TH LANE?+
The most recent tax bill on record (2025) was $720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Branford?+
At $99,500, this home is listed about 80% below the Branford median of $499,500. The market section on this page shows how the area is trending.
Which schools are assigned to TBD 000 NW 98TH LANE?+
Lafayette Elementary School (elementary) — Lafayette County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BRANFORD 32008 market on paper
$99,500 is 61% below the BRANFORD 32008 median of $255,000.
02Time on market is leverage
152 days on market against a Branford median of 31 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lafayette Elementary School — Lafayette Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Gwen Smith. MLS #GC538354.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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