529 SE 5TH AVENUE, MELROSE, FL, 32666
Active73 days on marketListed May 22, 2026MLS #GC540380
About this home
529 SE 5TH AVENUE
SANTA FE CANAL WATERFRONT HOME Seems the Lake Region of North Central Florida is being discovered by so many now wanting out of the CITY TRAFFIC AND CHAOS and getting back to enjoying a rural lifestyle and lake living. Here in Historic Melrose Florida is this 2/2 all metal Morton Home located in a private community on a paved road. The home is uniquely designed with quality construction. The split floor plan allows private door access to either side, plus roadside. Just a few steps and you are at your screened-in dock with an open deck and sheltered boat lift. The property also includes a 20x20 2 car carport and a large 12x16 storage shed. The famous Santa Fe is a 6,000 acre fully recreational lake allowing you all types of activities: wake surfing, kayaking, tubing, fishing, jet skiing, swimming, sailing, and more. From your dock to the big lake, you're only minutes away. This location is also conveniently located for commuting to Gainesville, Palatka, Ocala, Starke, and Middleburg Florida - but the true highlight is being part of Historic Melrose. Yes, it’s only a one-light town, but it is alive with activity. Besides its natural beauty and friendly atmosphere this amazing little big town offers some fine restaurants, general shopping stores, fresh produce stands, doctors, a senior center, cultural activities, even at Mossman Hall there are art shows, dances, and various classes. Live music seems to be somewhere every week entertaining the folks in and around our amazing lake region. You're welcome to drive by this home anytime but be sure to visit the Historic District of Melrose - you'll notice the towns charm immediately and why many are wanting this special way of life out here in the Lake Region of North Central Florida. NOTE: This home may come completely furnished
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,080
Sqft
0.47 ac
Lot size
2018
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,800 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,800/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melrose actives
$343 vs $259
Days on market
73 vs 54 typical
Where $343/sqft sits among the 43 Melrose actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
22 of 43
Melrose actives have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 529 SE 5TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$159,000
468 SE 18TH STREET
2 bd · 2 ba · 1,156 sqft · $138/sqft · 0 DOM
Sold · Aug ’25$285,000
404 CENTRE STREET
2 bd · 2 ba · 1,275 sqft · $224/sqft · 14 DOM
Sold · Sep ’25$135,000
121 PEARSALL CIRCLE
1 bd · 1 ba · 732 sqft · $184/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 529 SE 5TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 529 SE 5TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
529 SE 5TH AVENUE FAQs
What would the monthly payment be for 529 SE 5TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,800/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 529 SE 5TH AVENUE?+
The most recent tax bill on record (2025) was $3,592. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 529 SE 5TH AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $369,900, this home is listed about 10% below the Melrose median of $409,500. The market section on this page shows how the area is trending.
Which schools are assigned to 529 SE 5TH AVENUE?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Roger Buz. MLS #GC540380.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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