David Ramirez

OLD BELLAMY TRAIL, MELROSE, FL, 32666

Active223 days on marketListed Dec 12, 2025MLS #TB8455215

About this home

OLD BELLAMY TRAIL

42.5-Acre Timber & Recreational Haven in Melrose, FL | Between Gainesville and St. Augustine A Timeless Investment Truth: "Buy the land, they don't make it anymore." Secure your legacy with this sprawling 42.5-acre parcel in the heart of North Central Florida. Offering unmatched privacy, exceptional hunting opportunities, and substantial financial upside, this property is a truly unique asset. The property is densely covered with mature pine trees, representing a solid, appreciating timber investment. This asset offers immediate options for a managed harvest or long-term growth for generational wealth. Recreational Paradise: With 42.5 acres of undisturbed habitat, this is a prime recreational hunting property or a personal escape for hiking, ATVs, and camping. Land Use Potential: A blank slate ready for your vision—ideal for a private estate, a family compound, or a sustainable agricultural operation. Premier Location: Situated in the charming community of Melrose, FL, the property offers the perfect balance of rural tranquility and regional convenience: Central Corridor: Perfectly positioned roughly halfway between the culture and university amenities of Gainesville and the historic beaches of St. Augustine. Local Access: Minutes from the area's beautiful recreational lakes (Lake Santa Fe, Lake Geneva). Don't miss this rare opportunity to own a tangible, finite asset with both immediate utility and proven long-term value. Contact us today for details and to explore the possibilities of this exceptional Florida land investment. Important Disclosures & Disclaimer: Acreage and Boundaries: The 42.5-acre measurement is based on public records (Tax Parcel/Plat Map) and is considered approximate. Buyers are strongly encouraged to obtain a new survey to verify exact acreage and boundary lines prior to closing. Timber Valuation: Any statements regarding timber value or income potential are estimates and projections only. The quality, quantity, and market value of the timber are not guaranteed. Buyers interested in timber value should hire a certified forester to conduct a professional timber cruise and valuation. General Liability: All information is sourced from the seller and public records. It is deemed reliable but not guaranteed. The property is offered AS-IS.

Facts & features

The home at a glance

42.5 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2024)$2,881/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,900 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2024 actual bill$240
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$2,900/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$240
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Melrose

Map of OLD BELLAMY TRAIL

Get to know Melrose. See the full Melrose guide →

MELROSE 32666 — neighborhood snapshot

Population

5,542

Median age

62.1

Median income

$66,540

Median home value

$206,000

Avg household

2.17

Households w/ children

268

For the school run

Putnam County School District

ElementaryMelrose Elementary School★★★★★
HighInterlachen Junior-Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Melrose market

Seller’s marketLeans buyer13.2 months of inventoryBuyer’s market

$333K$180K

Melrose median sold, yr/yr

91.9%

Sale-to-list ratio (12 mo)

Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the MELROSE 32666 median. See the full Melrose market guide →

Paper trail

This home's history

Dec 12, 2025Listed at $395,000 · 223 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about OLD BELLAMY TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for OLD BELLAMY TRAIL — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

OLD BELLAMY TRAIL FAQs

What would the monthly payment be for OLD BELLAMY TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,900/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on OLD BELLAMY TRAIL?+

The most recent tax bill on record (2024) was $2,881. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Melrose?+

At $395,000, this home is listed about 1% below the Melrose median of $397,000. The market section on this page shows how the area is trending.

Which schools are assigned to OLD BELLAMY TRAIL?+

Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL ESTATE SALES FORCE · Ismaris Texidor. MLS #TB8455215.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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