3019 NE 709TH AVENUE, OLD TOWN, FL, 32680
Active78 days on marketListed May 14, 2026MLS #GC540347
About this home
3019 NE 709TH AVENUE
Beautiful waterfront property located along the Suwannee River in Old Town, Florida. This property offers scenic river views, a spacious setting, and direct access to outdoor activities including boating, fishing, and kayaking. The home offers a flexible layout suitable for a primary residence, vacation home, or seasonal retreat. Surrounded by mature trees and natural Florida landscape, the property provides a peaceful setting with convenient access to nearby springs, parks, local restaurants, and amenities. In addition to the home, the property includes a large attached covered carport ideal for RV, boat, vehicle, or equipment storage, as well as an impressive approximately 5,000 SqFt workshop/storage building offering endless possibilities for hobbies, business use, storage, workshop space, or recreational equipment. Whether you are looking for a riverfront getaway, a property with room for projects and storage, or a private retreat with functional space, this property offers a rare opportunity to enjoy Old Florida riverfront living with versatility and room to grow. Schedule your private showing today.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,296
Sqft
3.14 ac
Lot size
1981
Year built
Two
Levels
$675
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,565 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,565/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Old Town actives
$675 vs $169
Days on market
78 vs 46 typical
Where $675/sqft sits among the 27 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$204K → $274K
Old Town median sold, yr/yr
94.3%
Sale-to-list ratio (12 mo)
14 of 27
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 549% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Reality check
What actually sold near 3019 NE 709TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$150,000
140 NE 880TH STREET · same community
2 bd · 2 ba · 784 sqft · $191/sqft · 29 DOM
Sold · May ’26$510,000
2159 NW 82 Terrace, Other City - In The State Of Florida FL 32619
2 bd · 2 ba · 1,456 sqft · $350/sqft · 260 DOM
Sold · Aug ’25$190,000
745 NW 72ND COURT
3 bd · 2 ba · 1,475 sqft · $129/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3019 NE 709TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3019 NE 709TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3019 NE 709TH AVENUE FAQs
What would the monthly payment be for 3019 NE 709TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,565/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3019 NE 709TH AVENUE?+
The most recent tax bill on record (2025) was $4,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Old Town?+
At $875,000, this home is listed about 221% above the Old Town median of $272,450. The market section on this page shows how the area is trending.
Which schools are assigned to 3019 NE 709TH AVENUE?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$875,000 runs 549% above the OLD TOWN 32680 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE GVILLE · Diana Maya. MLS #GC540347.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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