124 NE 824TH STREET, OLD TOWN, FL, 32680
Active121 days on marketListed Apr 4, 2026MLS #W7884556
About this home
124 NE 824TH STREET
This spectacular CUSTOM home is one to see!!!! SO many features that make this home special. The county is inaccurate on size and year built. Home was built by seller, the original home was a vacation home built in 1989, the addition was 2006 and the certificate of occupancy is dated 2006. 2296sf under roof, total footprint of home 3021sf! 157 feet of waterfront on the Suwannee River! Huge cathedral ceilings + huge master bedroom + enormous walk-in closet! + a beautiful loft that can be either another (3rd!) bedroom or an office! + Split Floor Plan + 2 A/C units! + FIVE French Doors facing the Suwannee! + THREE Fireplaces!! + 2 Spa Tubs AND a gorgeous Walk-In Shower! + the Master Suite with Pecky Cypress has 720sf with a Privacy Porch! + BEAUTFUL Oak Flooring! + a Gourmet Kitchen with a DOUBLE OVEN! + NO HOA!! + Gutters with leaf-guard + City Water AND a well for irrigation if wanted! Seller has Survey AND Elevation Certificate!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,296
Sqft
2.07 ac
Lot size
1989
Year built
Two
Levels
$294
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,266 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,266/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Old Town actives
$294 vs $169
Days on market
121 vs 34 typical
Where $294/sqft sits among the 28 Old Town actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Old Town
Get to know Old Town. See the full Old Town guide →
OLD TOWN 32680 — neighborhood snapshot
Population
10,445
Median age
51.5
Median income
$47,547
Median home value
$95,300
Avg household
2.54
Households w/ children
951
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Old Town market
$198K → $250K
Old Town median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
14 of 28
Old Town actives have cut their price
Median sold price, Old Town, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 440% above the OLD TOWN 32680 median. See the full Old Town market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 124 NE 824TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 NE 824TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
124 NE 824TH STREET FAQs
What would the monthly payment be for 124 NE 824TH STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,266/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 124 NE 824TH STREET?+
The most recent tax bill on record (2025) was $2,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 124 NE 824TH STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Old Town?+
At $675,000, this home is listed about 187% above the Old Town median of $234,950. The market section on this page shows how the area is trending.
Which schools are assigned to 124 NE 824TH STREET?+
Old Town Elementary School (elementary), Dixie County High School (high), James M. Anderson Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$675,000 runs 440% above the OLD TOWN 32680 median — but at 2,296 sqft it's also 67% larger than the typical Old Town listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
121 days on market against a Old Town median of 34 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Old Town Elementary School, Dixie County High School, James M. Anderson Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BIG BEND HOME & LAND LLC · Nancy Zubler-Turner. MLS #W7884556.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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