6407 NW 132ND STREET, GAINESVILLE, FL, 32653
Active74 days on marketListed May 20, 2026MLS #GC540313
About this home
6407 NW 132ND STREET
Virtually Staged. Opportunity Awaits in Millhopper Road Estates! Set on 5.31 wooded acres, this spacious 4-bedroom, 2.5-bath home offers 2,873 square feet of potential in a private setting. Tucked back from the road with a circular driveway, this property provides a opportunity to create your dream home with room to grow, inside and out. Step inside to a generous foyer leading into a formal living room with wood-burning fireplace. A separate study makes an ideal office or reading retreat. The formal dining room features large windows with views of the natural landscape. The kitchen, remodeled in 2021, opens to a comfortable family room, offering a functional layout. A reverse osmosis system provides filtered water at the kitchen sink. A full-length back porch offers a spot to relax or entertain. There is a half bath and spacious laundry room with utility sink and storage on the main floor. Upstairs, are three large bedrooms with lots of closet space and a shared full bathroom. The primary suite includes a walk-in closet and en-suite bath with both tub and shower. The oversized two-car garage, (with new garage door) is tucked at the back of the home and includes the water softener and filtration systems. Dual HVAC systems and BRAND new water heaters serve both levels. While the home is modest and will benefit from updates, it’s ready for your personal touch. The expansive acreage remains in its natural state, providing endless possibilities: add a garden, a pool, or simply enjoy the untouched surroundings. No HOA. No livestock restrictions. Roof 2022. Clay Electric. Ideally located just 5 miles from shopping and restaurants, 6 miles to Town of Tioga and quick access to I-75. The home is being sold as is.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,873
Sqft
5.31 ac
Lot size
2
Garage
1988
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,862 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,862/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.2%
$/sqft vs Gainesville actives
$180 vs $199
Days on market
74 vs 36 typical
Where $180/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32653 — neighborhood snapshot
Population
15,457
Median age
44.4
Median income
$97,700
Median home value
$273,700
Avg household
2.4
Households w/ children
1,735
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
188 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the GAINESVILLE 32653 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 6407 NW 132ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$725,000
6121 NW 138TH TERRACE · same community
4 bd · 2 ba · 2,321 sqft · $312/sqft · 41 DOM
Sold · Jul ’26$537,500
5908 NW 124TH STREET · same community
3 bd · 2 ba · 2,120 sqft · $254/sqft · 35 DOM
Sold · Oct ’25$726,000
6106 NW 128TH STREET · same community
4 bd · 2.5 ba · 2,073 sqft · $350/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6407 NW 132ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6407 NW 132ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6407 NW 132ND STREET FAQs
What would the monthly payment be for 6407 NW 132ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,862/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6407 NW 132ND STREET?+
The most recent tax bill on record (2025) was $5,086. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $518,000, this home is listed about 75% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 6407 NW 132ND STREET?+
C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$518,000 runs 96% above the GAINESVILLE 32653 median — but at 2,873 sqft it's also nearly twice the size of the typical Gainesville listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
74 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE REALTY · Betsy Pepine. MLS #GC540313.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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