David Ramirez
$299,000$309,000$2,318 /mo all-in ↓

NW 143RD STREET, GAINESVILLE, FL, 32653

Active201 days on marketListed Jan 14, 2026MLS #GC536543

Reduced $10KMILLHOPPER ROAD ESTATES

About this home

NW 143RD STREET

Come build the home of your dreams without the hassle of an HOA. This beautifully wooded, 5 acre parcel is an ideal home site. It is high, dry and has a partially paved private drive for ingress/egress. Electric access is adjacent to the lot. The exceptionally convenient location is minutes from the Jonesville Publix shopping and dining and an easy drive to the NW 39th Ave I-75 interchange.

Facts & features

The home at a glance

5 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesWest

Community & fees

Taxes (2025)$3,190/yr

Utilities & systems

UtilitiesElectricity Available · Utility Pole
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,318 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$266
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,318/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$266
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Gainesville

Map of NW 143RD STREET

Get to know Gainesville. See the full Gainesville guide →

GAINESVILLE 32653 — neighborhood snapshot

Population

15,457

Median age

44.4

Median income

$97,700

Median home value

$273,700

Avg household

2.4

Households w/ children

1,735

For the school run

Alachua County School District

ElementaryC. W. Norton Elementary School★★★★★
MiddleWestwood Middle School★★★★
HighGainesville High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% above the GAINESVILLE 32653 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,000 $10K
Jan 14, 2026Listed at $309,000 · 201 days on market since

Reality check

What actually sold near NW 143RD STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6106 NW 128TH STREETSold · Oct ’25

$726,000

6106 NW 128TH STREET · same community

4 bd · 2.5 ba · 2,073 sqft · $350/sqft · 21 DOM

5908 NW 124TH STREETSold · Jul ’26

$537,500

5908 NW 124TH STREET · same community

3 bd · 2 ba · 2,120 sqft · $254/sqft · 35 DOM

6121 NW 138TH TERRACESold · Nov ’25

$725,000

6121 NW 138TH TERRACE · same community

4 bd · 2 ba · 2,321 sqft · $312/sqft · 41 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about NW 143RD STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for NW 143RD STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

NW 143RD STREET FAQs

What would the monthly payment be for NW 143RD STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,318/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on NW 143RD STREET?+

The most recent tax bill on record (2025) was $3,190. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $299,000, this home is listed about 1% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to NW 143RD STREET?+

C. W. Norton Elementary School (elementary), Westwood Middle School (middle), Gainesville High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$299,000 runs 13% above the GAINESVILLE 32653 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

201 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $309,000, now $299,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of BOSSHARDT REALTY SERVICES LLC · Perry McDonald. MLS #GC536543.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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