2818 SW 14TH DRIVE UNIT 107, GAINESVILLE, FL, 32608
Active82 days on marketListed May 13, 2026MLS #GC540292
About this home
2818 SW 14TH DRIVE UNIT 107
Located along Bivens Arm Lake, this updated condo offers one of the most unique settings you will find this close to the University of Florida, Shands, downtown Gainesville, and everyday conveniences. Tucked beneath mature trees and surrounded by classic Florida scenery, the home features peaceful lake and wooded views from multiple rooms, creating a quiet retreat just minutes from campus and the center of town. Inside, the condo has been thoughtfully updated with modern finishes throughout, including luxury vinyl plank flooring, recessed lighting, upgraded windows, and a beautifully updated kitchen with white shaker-style cabinetry, black hardware, stone-look countertops, tile backsplash, black appliances, and an in-unit washer and dryer. The open living and dining areas connect to an enclosed sunroom/flex space with large windows overlooking the trees and water, offering a comfortable place to relax, work, or gather. The flexible layout includes two traditional bedrooms plus a third bedroom/flex room without a closet, giving the home valuable extra space for guests, an office, game-day visits, student housing, or full-time living. The bathroom has also been updated with a modern vanity, vessel sink, black fixtures, and a sliding glass tub/shower enclosure. The community setting adds even more appeal, with a lakefront pool, pavilion, shaded outdoor seating areas, and scenic grounds along the water. Additional highlights include a 2025 HVAC, and 2024 Water Heater. With its updated interior, flexible layout, lakefront community setting, and convenient Gainesville location, this condo offers a standout combination of comfort, views, and versatility.
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,400
Sqft
0.03 ac
Lot size
1978
Year built
One
Levels
$146
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,212 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.1%
$/sqft vs Gainesville actives
$146 vs $198
Days on market
82 vs 36 typical
Where $146/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
187 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2818 SW 14TH DRIVE UNIT 107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$199,900
2708 SW 14TH DRIVE UNIT 220 · same community
2 bd · 2 ba · 1,407 sqft · $142/sqft · 16 DOM
Sold · Dec ’25$172,405
2754 SW 14TH DRIVE UNIT 111 · same community
2 bd · 2 ba · 1,152 sqft · $150/sqft · 17 DOM
Sold · Jun ’26$184,000
2674 SW 14TH DRIVE UNIT 223 · same community
2 bd · 2 ba · 1,152 sqft · $160/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2818 SW 14TH DRIVE UNIT 107 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2818 SW 14TH DRIVE UNIT 107 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2818 SW 14TH DRIVE UNIT 107 FAQs
What would the monthly payment be for 2818 SW 14TH DRIVE UNIT 107?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,212/mo — principal and interest, the actual property-tax bill, the $468/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2818 SW 14TH DRIVE UNIT 107?+
The association fee works out to $468 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2818 SW 14TH DRIVE UNIT 107?+
The most recent tax bill on record (2025) was $3,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2818 SW 14TH DRIVE UNIT 107?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $205,000, this home is listed about 31% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2818 SW 14TH DRIVE UNIT 107?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the GAINESVILLE 32608 market on paper
$205,000 is 8% below the GAINESVILLE 32608 median of $221,800, and at $146/sqft it sits under the Gainesville average of $208.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
82 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $220,000, now $205,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GAINESVILLE REALTY PARTNERS · Andrew Poe. MLS #GC540292.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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