4328 SW 69TH TERRACE, GAINESVILLE, FL, 32608
Active90 days on marketListed May 4, 2026MLS #GC540027
About this home
4328 SW 69TH TERRACE
This well-appointed 2-bedroom, 2.5-bath townhome offers comfort, convenience, and great outdoor living space. Enjoy both a welcoming front porch and expansive front and rear wooden decks—perfect for relaxing or entertaining. The fully equipped kitchen provides everything you need for everyday living, while the dedicated laundry room includes a washer and dryer for tenant convenience. Upstairs, both spacious bedrooms feature their own private en-suite bathrooms, offering ideal privacy for roommates or guests. The home also includes a fenced-in backyard (fence provided as-is), adding additional outdoor space to enjoy. A great combination of functionality and charm—this townhome is ready to welcome you home! BEWARE of potential fraud. This home is professionally managed by Pepine Property Management. We do NOT ask any of our potential residents to wire funds. Our main office is located in Gainesville, Florida. Renter’s insurance is mandatory for all tenants. A policy with at least $100,000 in liability coverage must be provided before move in. Move In Costs: - $75 Application Fee Per Adult. Each adult must complete a separate application. - Security Deposit/Holding Deposit Starts @ 1 Months' Rent (may increase depending on screening) - $250 Administrative Fee - $350 Non-Refundable Pet Fee Per Pet, if applicable (pets must be approved. Max 2 pets per property) - $35 Per Month Pet Rent, if applicable We use a third-party service, PetScreening, to ensure all applicants understand how to adhere to the property's pet and animal policies, even if you do not have a pet or animal. All applicants must complete a Pet, No Pet, or Animal Profile. This property is professionally marketed by Pepine Property Management. Upon lease execution and move-in, the property will be managed directly by the owner.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,120
Sqft
0.05 ac
Lot size
1983
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Gainesville actives
$1 vs $198
Days on market
90 vs 36 typical
Where $1/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gainesville
Get to know Gainesville. See the full Gainesville guide →
GAINESVILLE 32608 — neighborhood snapshot
Population
53,966
Median age
30.2
Median income
$60,182
Median home value
$340,200
Avg household
2.3
Households w/ children
4,332
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
186 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the GAINESVILLE 32608 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4328 SW 69TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$150,000
6901 SW 44TH AVENUE · same community
2 bd · 2.5 ba · 992 sqft · $151/sqft · 7 DOM
Sold · Apr ’26$146,908
4313 SW 68TH TERRACE · same community
2 bd · 2 ba · 1,404 sqft · $105/sqft · 0 DOM
Sold · Jun ’26$222,500
5206 SW 86TH TERRACE
2 bd · 1 ba · 1,115 sqft · $200/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4328 SW 69TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4328 SW 69TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4328 SW 69TH TERRACE FAQs
What would the monthly payment be for 4328 SW 69TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $170/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4328 SW 69TH TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gainesville?+
At $1,325, this home is listed about 100% below the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4328 SW 69TH TERRACE?+
Idylwild Elementary School (elementary), Kanapaha Middle School (middle), Eastside High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the GAINESVILLE 32608 market on paper
$1,325 is 99% below the GAINESVILLE 32608 median of $221,800, and at $1/sqft it sits under the Gainesville average of $208.
02Time on market is leverage
90 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,425, now $1,325 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEPINE PROPERTY MANAGEMENT, LLC · Jenifer Bullard. MLS #GC540027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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