102 SANDRA LANE, CRESCENT CITY, FL, 32112
Active80 days on marketListed May 5, 2026MLS #GC539797
About this home
102 SANDRA LANE
YOUR FOREVER LAKE FRONT HOME AWAITS YOU - Look no further for the perfect blend of comfort, beauty, and tranquility. Nestled directly on the picturesque shores of Crescent Lake, this immaculate three-bedroom, two-bathroom site-built home offers a serene retreat on a private road where exquisite sunrises greet each morning. The like-new, split-plan design provides both privacy and functionality, creating a welcoming space that feels both open and intimate. The master suite serves as a true retreat, featuring a large walk-in closet, a beautifully tiled walk-in shower, and an attached sitting room that overlooks the majestic lake--perfect for quiet reflection or morning coffee. When built this home was strategically place so it would not require flood insurance. The property has recently had a new bulkhead and dock (2025), ideal for fishing. Permitted for a boat house, permit under documents. Seller would consider financing with a large down payment. Grass was added to pictures.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,850
Sqft
0.56 ac
Lot size
2
Garage
2009
Year built
One
Levels
$351
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,526 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,526/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs NO SUBDIVISION
$351 vs $338
Days on market
80 vs 16 typical
Where $351/sqft sits among the 12 homes for sale in NO SUBDIVISION
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crescent City
Get to know Crescent City. See the full Crescent City guide →
CRESCENT CITY 32112 — neighborhood snapshot
Population
8,099
Median age
40.4
Median income
$39,247
Median home value
$150,000
Avg household
2.6
Households w/ children
721
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crescent City market
$259K → $498K
Crescent City median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
5 of 12
NO SUBDIVISION have cut their price
Median sold price, Crescent City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 350% above the CRESCENT CITY 32112 median. See the full Crescent City market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 SANDRA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$430,000
1433 S RIDGEWOOD AVENUE · same community
4 bd · 2 ba · 1,840 sqft · $234/sqft · 15 DOM
Sold · Feb ’26$425,000
11341 NE 11TH WAY · same community
3 bd · 2 ba · 1,716 sqft · $248/sqft · 116 DOM
Sold · Jul ’25$275,000
5316 DORMAN ROAD · same community
3 bd · 2 ba · 1,674 sqft · $164/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 SANDRA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 SANDRA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
102 SANDRA LANE FAQs
What would the monthly payment be for 102 SANDRA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,526/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 SANDRA LANE?+
The most recent tax bill on record (2025) was $7,373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crescent City?+
At $650,000, this home is listed about 117% above the Crescent City median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 102 SANDRA LANE?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$650,000 runs 350% above the CRESCENT CITY 32112 median — but at 1,850 sqft it's also 26% larger than the typical Crescent City listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
80 days on market against a Crescent City median of 16 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER BEN BATES, INC · Margaret Zahner. MLS #GC539797.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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