4085 CYPRESS BEND, GENEVA, FL, 32732
Active398 days on marketListed Jun 20, 2025MLS #O6319553
About this home
4085 CYPRESS BEND
fully renovated 4BR/2BA concrete block home featuring fresh paint, brand new A/C new well, updated light fixtures, tile & new LVP flooring throughout. Kitchen offers solid new wood cabinetry, butcher block counters, new stainless appliances, & breakfast bar. Both bathrooms have been fully remodeled. Home includes a metal roof, covered patio, 12x28' pump shed/storage building & a 26'x20' carport. Nestled on a bluff at the end of a paved road with no river flooding history. Enjoy abundant wildlife, deer, turkey & bald eagles. Short boat ride to Lake Harney, Monroe, Jesup, Deep Creek, & Mullet Lake Park. Ideal for boating, fishing, tubing & nature lovers. Minutes to public ramps, Gators Riverside, Jolly Gator & Hammock Restaurants. Peaceful, private setting with outdoor adventure just around the corner. Oviedo, Sanford, Lake Mary Osteen, & Mims is just down the road.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,048
Sqft
0.29 ac
Lot size
1969
Year built
One
Levels
$183
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,686 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,686/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Geneva
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Geneva. See the full Geneva guide →
GENEVA 32732 — neighborhood snapshot
Population
5,164
Median age
45
Median income
$112,222
Median home value
$466,500
Avg household
2.88
Households w/ children
477
For the school run
Seminole County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Geneva market
$465K → $686K
Geneva median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
Median sold price, Geneva, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 18% below the GENEVA 32732 median. See the full Geneva market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4085 CYPRESS BEND — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4085 CYPRESS BEND — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4085 CYPRESS BEND FAQs
What would the monthly payment be for 4085 CYPRESS BEND?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,686/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4085 CYPRESS BEND?+
The most recent tax bill on record (2024) was $1,835. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Geneva?+
At $375,000, this home is listed about 56% below the Geneva median of $849,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4085 CYPRESS BEND?+
Geneva Elementary School (elementary), Chiles Middle School (middle), Oviedo High School (high) — Seminole County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the GENEVA 32732 market on paper
$375,000 is 18% below the GENEVA 32732 median of $455,000, and at $183/sqft it sits under the Geneva average of $419.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
398 days on market against a Geneva median of 69 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Geneva Elementary School, Chiles Middle School, Oviedo High School — Geneva Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $399,900, now $375,000 — a $25K cut. The full history is in the market section below.
Listing courtesy of LANDSHARK REALTY · Jack Luiz. MLS #O6319553.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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