David Ramirez
$350,000$369,0003 bd2 ba1,188 sqft$295 /sqft$2,411 /mo all-in ↓

4760 NW 55TH AVENUE, BELL, FL, 32619

Active100 days on marketListed Apr 24, 2026MLS #GC539792

Reduced $19KManufactured HomeNOT IN SUBDIVISION

About this home

4760 NW 55TH AVENUE

Experience the best of North Florida country living on this 19.5-acre farm and homestead near Bell, situated in Gilchrist County. A-rated school district. Fully fenced and cross-fenced, this versatile property is ideal for livestock, farming, or your dream rural lifestyle. The 3-bedroom, 2-bath manufactured home offers 1,188 heated and cooled square feet and a durable metal roof. Ideally located just minutes from Rock Bluff Springs and the scenic Suwannee River, you'll enjoy easy access to boating, kayaking, fishing, swimming, and endless outdoor recreation. Also, the Gulf of America with its great fishing, scalloping and boating is only 45 mins away. The property features two deep wells and two separate electric services, one for the home, and one at the rear, allowing flexibility for expansion. A Generac whole-house generator ensures peace of mind year-round. With prime paved road frontage and the potential to subdivide, the possibilities are endless. Just five minutes from Palms Medical Group (with pharmacy and lab services), and within easy reach of the University of Florida, UF Health/Shands, and VA hospitals, you'll enjoy top-tier education and healthcare. Plus, Gainesville is less than an hour away for UF sports and a variety of shopping. This is the perfect blend of rural charm, convenience, and growth potential.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,188

Sqft

19.49 ac

Lot size

2001

Year built

One

Levels

$295

Per sqft

Inside

FlooringCarpet · Vinyl
AppliancesRange · Range Hood · Refrigerator
InteriorOther
LaundryElectric Dryer Hookup · Laundry Closet · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesWest
ExteriorStorage

Community & fees

Taxes (2025)$428/yr

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,411 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$36
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$2,411/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$36
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs NOT IN SUBDIVISION

$295 vs $253

Days on market

100 vs 41 typical

Where $295/sqft sits among the 124 homes for sale in NOT IN SUBDIVISION

53
35 · this home
18
2
5
11
$130–229$229–327$327–425$425–524$524–622$622+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bell

Map of 4760 NW 55TH AVENUE

Get to know Bell. See the full Bell guide →

BELL 32619 — neighborhood snapshot

Population

5,227

Median age

40.9

Median income

$62,045

Median home value

$177,600

Avg household

2.69

Households w/ children

615

For the school run

Gilchrist County School District

ElementaryTrenton Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bell market

Seller’s marketBalanced6.7 months of inventoryBuyer’s market

$230K$673K

Bell median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

58 of 124

NOT IN SUBDIVISION have cut their price

Median sold price, Bell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the BELL 32619 median. See the full Bell market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 $19K
Apr 24, 2026Listed at $369,000 · 100 days on market since
2001Built · NOT IN SUBDIVISION

Reality check

What actually sold near 4760 NW 55TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3250 NW 48TH AVENUESold · Jan ’26

$210,000

3250 NW 48TH AVENUE · same community

3 bd · 2 ba · 1,188 sqft · $177/sqft · 34 DOM

2747 OLD BARTOW ROADSold · Mar ’26

$125,000

2747 OLD BARTOW ROAD · same community

3 bd · 2 ba · 1,188 sqft · $105/sqft · 78 DOM

7275 LAKE HENDRY ROADSold · Sep ’25

$269,000

7275 LAKE HENDRY ROAD · same community

3 bd · 2 ba · 1,200 sqft · $224/sqft · 205 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4760 NW 55TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4760 NW 55TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4760 NW 55TH AVENUE FAQs

What would the monthly payment be for 4760 NW 55TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,411/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4760 NW 55TH AVENUE?+

The most recent tax bill on record (2025) was $428. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bell?+

At $350,000, this home is listed about 17% above the Bell median of $300,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4760 NW 55TH AVENUE?+

Trenton Elementary School (elementary) — Gilchrist County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$350,000 runs 43% above the BELL 32619 median.

02Time on market is leverage

100 days on market against a Bell median of 41 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Trenton Elementary School — Trenton Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $369,000, now $350,000 — a $19K cut. The full history is in the market section below.

Listing courtesy of HOMETOWN REALTY OF NORTH FLORIDA, INC · Natalie Rankin, S. MLS #GC539792.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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