7305 NE 222ND STREET, MELROSE, FL, 32666
Active109 days on marketListed Apr 20, 2026MLS #GC539623
About this home
7305 NE 222ND STREET
Professional pictures coming very soon! Amazing 103 feet of Lake Santa Fe frontage and a 1100 SF cottage with durable and timeless pecky cypress siding. 3 bedrooms and 1 full bathroom and a good sized kitchen with a 10 year old metal roof. For some amazing views, use the stairs on the back of the house to step up to the rooftop and hang out. Walk out your back door to Lake Santa Fe or drop your kayak into the canal - both are easily accessible from your property. The property is literally 20 minutes to the Gainesville Airport and about the same to NW Gainesville. This is Finally your chance to own on Lake Santa Fe without spending a million dollars!
Facts & features
The home at a glance
3
Bedrooms
1
Bathrooms
1,116
Sqft
0.36 ac
Lot size
1955
Year built
One
Levels
$376
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+52.7%
$/sqft vs N/A
$376 vs $284
Days on market
109 vs 54 typical
Where $376/sqft sits among the 239 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
104 of 239
N/A have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 7305 NE 222ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$161,000
#12 SENDEROS DEL VALLE · same community
3 bd · 2 ba · 1,114 sqft · $145/sqft · 131 DOM
Sold · Dec ’25$208,000
206 WINSLOW AVENUE · same community
3 bd · 1 ba · 1,066 sqft · $195/sqft · 134 DOM
Sold · Dec ’25$235,000
16050 SE 27TH PLACE ROAD · same community
2 bd · 1 ba · 891 sqft · $264/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7305 NE 222ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7305 NE 222ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7305 NE 222ND STREET FAQs
What would the monthly payment be for 7305 NE 222ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,170/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7305 NE 222ND STREET?+
The most recent tax bill on record (2025) was $4,218. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $420,000, this home is listed about 1% below the Melrose median of $424,950. The market section on this page shows how the area is trending.
Which schools are assigned to 7305 NE 222ND STREET?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$420,000 runs 27% above the MELROSE 32666 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
109 days on market against a Melrose median of 54 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $490,000, now $420,000 — a $70K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNIVERSITY REALTY · Eric Warm. MLS #GC539623.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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