David Ramirez
$219,900$239,9003 bd2 ba1,161 sqft$189 /sqft$2,592 /mo all-in ↓

54 SE 910TH AVENUE UNIT 115, SUWANNEE, FL, 32692

Active91 days on marketListed May 3, 2026MLS #GC539449

Priced 24% below the SUWANNEE 32692 medianReduced $20KPrivate poolFully furnishedCondominiumSUWANNEE COVE

About this home

54 SE 910TH AVENUE UNIT 115

Welcome to Suwannee Floria, a hidden coastal town right off the Suwannee River and direct access to the Gulf of America. Suwannee is a peaceful little town offering, charm and character, privacy and a chance to break away from the hustle and bustle of life. And for as little as $239,9900 you can OWN your own slice of it! The Suwannee Cove Condominiums offer immaculate property maintenance, an amazing pool with pool house , an elevator and this unit has its very own private boat slip. Unit 115 is located in building 4, immaculate 3/2 with a gorgeous balcony view of the pool and access to the Gulf of America. Invest in a Florida place and/or use as short term rental income. Suwannee offers the phenomenal Salt Creek Restaurant , local hardware store, massive marina and the local convenient store is projected to be ready in the summer of 26. This condo comes fully furnished, minus personal items , all we need is YOU. 2 spacious parking spots offered under each unit, spacious enough for your boat, golf cart, kayaks and/or vehicle. You can utilize the elevator or stairs to enter the unit. Enjoy gorgeous laminate wood throughout with carpet in the bedrooms. Spacious kitchen with tons of cabinetry and granite countertops, large pantry and a laundry room. Guest bedroom with guest bathroom as well as a flex room that can be used as a bedroom. Master is oversized and has a gorgeous view of the courtyard, dual closets and a stand shower along with private toilet closet . Living room is spacious and offers an exit onto the balcony perfect for these breezy Florida evenings. Monthly HOA includes pool access, trash and maintenance. Internet and cable TV offered locally for low cost! Call today for YOUR tour! Its time to invest in some relaxation!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,161

Sqft

0.02 ac

Lot size

2006

Year built

One

Levels

$189

Per sqft

Private poolFurnished

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionHardiPlank Type · Wood Frame
FoundationPillar/Post/Pier
FacesSoutheast
ExteriorFrench Doors · Lighting · Sidewalk

Community & fees

HOA fee$703/mo
Taxes (2025)$4,048/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,592 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property tax — 2025 actual bill$337
Condo fee — from the listing$703
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,697Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,697
Interest rate6.00%
Loan term

Estimated payment

$2,592/mo

Principal & interest$1,295
FHA mortgage insurance (est.)$97
Property taxes (actual bill)$337
HOA / condo fee$703
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Suwannee

Map of 54 SE 910TH AVENUE UNIT 115

Get to know Suwannee. See the full Suwannee guide →

SUWANNEE 32692 — neighborhood snapshot

Population

67

Median age

78.7

Avg household

1.72

For the school run

Dixie County School District

HighDixie County High School★★★★★
ElementaryJames M. Anderson Elementary School★★★★★
ElementaryOld Town Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Suwannee market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$270K$438K

Suwannee median sold, yr/yr

95.0%

Sale-to-list ratio (12 mo)

Median sold price, Suwannee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the SUWANNEE 32692 median. See the full Suwannee market guide →

Paper trail

This home's history

CurrentPrice reduced to $219,900 $20K
May 3, 2026Listed at $239,900 · 91 days on market since
2006Built · SUWANNEE COVE

Reality check

What actually sold near 54 SE 910TH AVENUE UNIT 115

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

54 SE 910 AVENUE UNIT 2141Sold · Mar ’26

$190,000

54 SE 910 AVENUE UNIT 2141 · same community

3 bd · 2 ba · 1,161 sqft · $164/sqft · 183 DOM

364 NE 256TH AVENUESold · May ’26

$438,000

364 NE 256TH AVENUE

2 bd · 2.5 ba · 1,144 sqft · $383/sqft · 7 DOM

28 NE 229TH STREETSold · Nov ’25

$242,000

28 NE 229TH STREET

3 bd · 2 ba · 1,212 sqft · $200/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 54 SE 910TH AVENUE UNIT 115 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 54 SE 910TH AVENUE UNIT 115 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

54 SE 910TH AVENUE UNIT 115 FAQs

What would the monthly payment be for 54 SE 910TH AVENUE UNIT 115?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,592/mo — principal and interest, the actual property-tax bill, the $703/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 54 SE 910TH AVENUE UNIT 115?+

The association fee works out to $703 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 54 SE 910TH AVENUE UNIT 115?+

The most recent tax bill on record (2025) was $4,048. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 54 SE 910TH AVENUE UNIT 115?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Suwannee?+

At $219,900, this home is listed about 52% below the Suwannee median of $457,500. The market section on this page shows how the area is trending.

Which schools are assigned to 54 SE 910TH AVENUE UNIT 115?+

Dixie County High School (high), James M. Anderson Elementary School (elementary), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the SUWANNEE 32692 market on paper

$219,900 is 24% below the SUWANNEE 32692 median of $287,500, and at $189/sqft it sits under the Suwannee average of $365.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $703/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

91 days on market against a Suwannee median of 1 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Dixie County High School, James M. Anderson Elementary School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of LPT REALTY, LLC · Burgandy Arrington. MLS #GC539449.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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