12 SE 241ST STREET, SUWANNEE, FL, 32692
Active163 days on marketListed Feb 20, 2026MLS #GC537750
About this home
12 SE 241ST STREET
iscover the potential of this oversized 0.5-acre corner lot located on a peaceful freshwater canal in Suwannee, Florida. This spacious property offers plenty of room to build your dream home, weekend retreat, or investment property in one of North Florida’s most beloved waterfront communities. Situated on a canal, you can enjoy serene water views and easy access for kayaking, canoeing, and fishing right from your backyard. There is currently a dilapidated structure on the property that will require removal, making this a true blank slate ready for your vision. With its larger corner location, the lot provides added flexibility for building, parking, storage, or outdoor living space. Suwannee is known for its laid-back coastal charm and incredible outdoor recreation. Located where the famous Suwannee River meets the Gulf, the area is a haven for boaters and anglers. Residents and visitors enjoy world-class fishing, scalloping, boating, and exploring the many nearby natural springs and waterways. The community offers a peaceful, small-town atmosphere while still providing convenient access to marinas, local restaurants, and outdoor adventure year-round. If you are looking for a waterfront property with space, location, and endless potential, this half-acre corner lot in Suwannee is ready for its next chapter.
Facts & features
The home at a glance
0.57 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,010 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,010/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Suwannee
Get to know Suwannee. See the full Suwannee guide →
SUWANNEE 32692 — neighborhood snapshot
Population
67
Median age
78.7
Avg household
1.72
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Suwannee market
$270K → $438K
Suwannee median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
Median sold price, Suwannee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the SUWANNEE 32692 median. See the full Suwannee market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 SE 241ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$135,000
94 SE 899 AVENUE · same community
1 bd · 1 ba · 360 sqft · $375/sqft · 229 DOM
Sold · May ’26$438,000
364 NE 256TH AVENUE · same community
2 bd · 2.5 ba · 1,144 sqft · $383/sqft · 7 DOM
Sold · Mar ’26$335,000
78 SE 901 AVENUE · same community
3 bd · 2 ba · 1,680 sqft · $199/sqft · 229 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12 SE 241ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 SE 241ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12 SE 241ST STREET FAQs
What would the monthly payment be for 12 SE 241ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12 SE 241ST STREET?+
The most recent tax bill on record (2025) was $3,211. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Suwannee?+
At $250,000, this home is listed about 45% below the Suwannee median of $457,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12 SE 241ST STREET?+
Dixie County High School (high), James M. Anderson Elementary School (elementary), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the SUWANNEE 32692 market on paper
$250,000 is 13% below the SUWANNEE 32692 median of $287,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
163 days on market against a Suwannee median of 1 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dixie County High School, James M. Anderson Elementary School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Brad Smith. MLS #GC537750.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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