2640 NE 74TH AVENUE, HIGH SPRINGS, FL, 32643
Active118 days on marketListed Apr 14, 2026MLS #GC539395
About this home
2640 NE 74TH AVENUE
Located in Gilchrist County with a High Springs address, this 2019-built modular home sits on 5 acres and offers 4 bedrooms and 3 bathrooms with a split-bedroom layout and open living areas designed for comfortable everyday living and effortless entertaining. What truly sets this property apart is the lifestyle. With five acres to call your own, you have the freedom to spread out and enjoy the quiet, slower pace that rural living offers—more privacy, fewer neighbors, and the space to truly make a property what you want. Whether it’s starting a garden, bringing animals, adding outdoor recreation features, or simply enjoying wide open skies and peaceful surroundings, this is a setting that allows you to live a little differently—in the best way. The proximity to the Santa Fe River and some of North Florida’s most iconic springs enhances that lifestyle even further. Just minutes away, you’ll find Ginnie Springs, Gilchrist Blue Springs State Park, and Poe Springs Park—perfect for swimming, kayaking, paddleboarding, snorkeling, or simply unwinding by the water. Living this close means spontaneous afternoon river floats, weekend picnics at the springs, and year-round access to some of the clearest natural water in the state. Back at home, the property offers two additional sheds, that are currently used for storage only. They could potentially be converted to living spaces giving you flexibility for multigenerational living, guest stays, home offices, or creative spaces. The detached workshop with a vehicle lift adds even more functionality, ideal for hobbies, projects, or equipment storage. Despite the peaceful, tucked-away feel, you’re still conveniently located near High Springs for local dining and charm, with an easy drive to Gainesville for shopping, healthcare, and University of Florida events—giving you the perfect balance of privacy and accessibility.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,052
Sqft
5 ac
Lot size
2019
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,554 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,554/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs High Springs actives
$158 vs $220
Days on market
118 vs 31 typical
Where $158/sqft sits among the 74 High Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $294K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
37 of 74
High Springs actives have cut their price
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2640 NE 74TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$335,000
2099 NE 83RD TERRACE
3 bd · 2 ba · 2,055 sqft · $163/sqft · 29 DOM
Sold · Jul ’26$410,000
3190 NE 76TH AVENUE
3 bd · 2 ba · 1,830 sqft · $224/sqft · 25 DOM
Sold · Nov ’25$476,000
3149 NE 78TH TERRACE
3 bd · 2 ba · 1,800 sqft · $264/sqft · 274 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2640 NE 74TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2640 NE 74TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2640 NE 74TH AVENUE FAQs
What would the monthly payment be for 2640 NE 74TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,554/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2640 NE 74TH AVENUE?+
The most recent tax bill on record (2025) was $4,044. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in High Springs?+
At $325,000, this home is listed about 13% below the High Springs median of $374,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2640 NE 74TH AVENUE?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
118 days on market against a High Springs median of 31 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $364,900, now $325,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRY · Danielle Roberson. MLS #GC539395.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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