16634 NW 193RD TERRACE, HIGH SPRINGS, FL, 32643
Active9 days on marketListed Jul 29, 2026MLS #G5115690
Come see it
Upcoming open house
Sat, Aug 15
2:00 PM – 4:00 PM
About this home
16634 NW 193RD TERRACE
Welcome home to this beautifully maintained 4-bedroom, 2-bath home with OVER 1,700 square feet of living space in the desirable Oak Ridge community of High Springs! From the moment you arrive, you'll appreciate the inviting curb appeal and welcoming entrance. Step inside to a thoughtfully designed split-bedroom floor plan with a guest bedroom just off the foyer, while two additional guest bedrooms and a full bath are tucked away down a separate hallway, providing privacy for family and visitors. The heart of the home is the spacious OPEN-CONCEPT kitchen and living area featuring SOARING CEILINGS, CROWN MOLDING, WATERPROOF LAMINATE FLOORING THROUGHOUT (NO CARPET!), a LARGE GRANITE ISLAND, STAINLESS STEEL APPLIANCES, and an OVERSIZED LIVING ROOM that's perfect for entertaining. The private owner's suite offers a relaxing retreat with DUAL VANITIES, GRANITE COUNTERTOPS, a GARDEN TUB, WALK-IN SHOWER, and a WALK-IN CLOSET, while the guest bathroom also features a GRANITE VANITY. French doors lead to a PARTIALLY COVERED PATIO overlooking the FULLY FENCED BACKYARD, creating the perfect space for grilling, relaxing, or enjoying the outdoors. The interior LAUNDRY ROOM conveniently leads to the ATTACHED TWO-CAR GARAGE. Since 2023, the home has been thoughtfully updated with FRESH INTERIOR PAINT throughout, WATERPROOF LAMINATE FLOORING, a NEW GARAGE DOOR OPENER, UPDATED RECESSED LIGHTING, SEALED GRANITE COUNTERTOPS, WEATHER-SEALED FRENCH DOORS, refreshed landscaping, irrigation system improvements, and more. Conveniently located in the growing community of High Springs, you'll enjoy the charm of a historic downtown filled with local restaurants, breweries, boutique shopping, and year-round events, while being just a short drive to Gainesville, the University of Florida, UF Health Hospital, and the VA. Outdoor enthusiasts will love being close to the area's renowned natural springs, rivers, state parks, hiking trails, and endless opportunities for adventure. This MOVE-IN READY home offers the perfect combination of modern updates, functional living space, and an outstanding location.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,787
Sqft
0.14 ac
Lot size
2
Garage
2017
Year built
One
Levels
$184
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,768 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,768/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.3%
$/sqft vs High Springs actives
$184 vs $209
Days on market
9 vs 34 typical
Where $184/sqft sits among the 73 High Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $281K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
38 of 73
High Springs actives have cut their price
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 16634 NW 193RD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$365,000
16541 NW 194TH TERRACE · same community
3 bd · 2 ba · 1,699 sqft · $215/sqft · 274 DOM
Sold · Aug ’26$295,000
16607 NW 194TH STREET · same community
3 bd · 2 ba · 1,641 sqft · $180/sqft · 19 DOM
Sold · Aug ’25$319,900
16653 NW 194TH TERRACE · same community
3 bd · 2 ba · 1,615 sqft · $198/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16634 NW 193RD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16634 NW 193RD TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16634 NW 193RD TERRACE FAQs
What would the monthly payment be for 16634 NW 193RD TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,768/mo — principal and interest, the actual property-tax bill, the $40/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16634 NW 193RD TERRACE?+
The association fee works out to $40 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16634 NW 193RD TERRACE?+
The most recent tax bill on record (2025) was $5,830. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16634 NW 193RD TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in High Springs?+
At $329,000, this home is listed about 7% below the High Springs median of $352,750. The market section on this page shows how the area is trending.
Which schools are assigned to 16634 NW 193RD TERRACE?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JACOBS PREMIER PROPERTIES · Daniel Jacobs. MLS #G5115690.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New High Springs homes, in your inbox
Like 16634 NW 193RD TERRACE but not quite? A daily digest of every new listing in High Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →