102 SWANS NEST CIRCLE, MELROSE, FL, 32666
Active113 days on marketListed Apr 3, 2026MLS #GC539149
About this home
102 SWANS NEST CIRCLE
Lake life starts here with deeded access to the highly sought-after Swan Lake, only a quick golf cart ride from your doorstep. This well-maintained 3-bedroom, 2-bathroom features a comfortable and inviting layout designed for everyday living. Situated on a desirable corner lot, outside you will enjoy a spacious yard, a storage shed for all of your lake gear, and a back patio to enjoy your morning coffee while listening to nature. Whether you're relaxing at home or hosting guests, this property provides the perfect balance of functionality and warmth. Spend your days enjoying boating, fishing, or soaking in peaceful lake views, all without the premium price of direct waterfront. Located in the heart of Melrose, you'll love the small-town feel while still having the luxury of both Comcast & Xfinity internet. If you've been searching for affordable lake-area living with access to one of the region's most desirable lakes--this is it!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,176
Sqft
0.53 ac
Lot size
1
Garage
1979
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,243 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,243/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Melrose actives
$242 vs $249
Days on market
113 vs 57 typical
Where $242/sqft sits among the 43 Melrose actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
22 of 43
Melrose actives have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 102 SWANS NEST CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$95,000
719 STATE ROAD 26
3 bd · 2 ba · 1,260 sqft · $75/sqft · 32 DOM
Sold · May ’26$60,000
114 LEMON STREET
2 bd · 2 ba · 930 sqft · $65/sqft · 107 DOM
Sold · Feb ’26$149,900
556 COUNTY ROAD 219
2 bd · 2 ba · 924 sqft · $162/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 102 SWANS NEST CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 102 SWANS NEST CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
102 SWANS NEST CIRCLE FAQs
What would the monthly payment be for 102 SWANS NEST CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,243/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 102 SWANS NEST CIRCLE?+
The most recent tax bill on record (2025) was $3,350. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $285,000, this home is listed about 28% below the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 102 SWANS NEST CIRCLE?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CB ISAAC REALTY · Calee Hinson. MLS #GC539149.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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