468 28TH WAY, MELROSE, FL, 32666
Active8 days on marketListed Jul 15, 2026MLS #GC541979
About this home
468 28TH WAY
Move-in ready 2-bedroom, 2-bathroom home in the desirable Geneva Lake Estates community! This beautifully updated home features a new 40-year metal roof installed in 2023, a remodeled kitchen with granite countertops, a new range, and microwave, plus a major 2024 renovation that added a spacious second bedroom and second full bathroom. Fresh interior and exterior paint give the home a clean, modern feel, while the 24' x 12' screened room with an insulated roof, completed in 2024, provides the perfect space to relax or entertain year-round. A 10' x 12' storage shed offers additional storage. Located in a quiet, walkable neighborhood, the home is just minutes from Winn-Dixie and is conveniently situated between Keystone Heights and Melrose, offering easy access to shopping, dining, schools, and nearby lakes. This is a wonderful opportunity to own an extensively updated home in a great location.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,008
Sqft
0.46 ac
Lot size
1990
Year built
One
Levels
$273
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,146 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,146/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 468 28TH WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 468 28TH WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
468 28TH WAY FAQs
What would the monthly payment be for 468 28TH WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 468 28TH WAY?+
The most recent tax bill on record (2025) was $2,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $275,000, this home is listed about 31% below the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 468 28TH WAY?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Trey Fields, III. MLS #GC541979.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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