34 COLECHESTER LANE UNIT C, PALM COAST, FL, 32137
Active127 days on marketListed Mar 31, 2026MLS #GC539014
About this home
34 COLECHESTER LANE UNIT C
Welcome to 34 Colechester Lane, a stunning piece of land located in Palm Coast, FL. Exceptional location in the heart of Palm Coast. Set on 4.5 acres of pristine land, this unique property includes a 14,000 sq. ft. constructible lot, already bulkheaded and offering 125 feet of frontage on a no-wake, wide saltwater canal leading to the intra costal. No time limit to build your dream house. The Eastern exposure is ideal for a future dock, pool, and serene morning sunrises. Located at the end of a quiet cul-de-sac, the setting is remarkable and unique with no other property of that size available for sale in the heart of palm coast. A City nature park lies directly in front (long creek nature preserve) (East), ensuring permanent natural views with no frontal neighbor. River with a small cascade along one side (South) and Four acres of protected centennial forest at the rear (West), with a river winding through it. Wildlife is abundant—deer, fish, and otters are frequent visitors—creating a peaceful, private, and truly unique environment. Enjoy easy access to local amenities, shopping, dining, and entertainment in a two mile radius,
Facts & features
The home at a glance
4.53 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,816 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,816/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$355K → $360K
Palm Coast median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 34 COLECHESTER LANE UNIT C
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$420,000
4 CONTEE COURT · same community
3 bd · 2 ba · 1,231 sqft · $341/sqft · 151 DOM
Sold · Jun ’26$365,000
38 COLECHESTER LANE · same community
3 bd · 2 ba · 1,315 sqft · $278/sqft · 155 DOM
Sold · Feb ’26$450,000
14 CLEAR COURT · same community
3 bd · 2 ba · 1,578 sqft · $285/sqft · 270 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 34 COLECHESTER LANE UNIT C — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 34 COLECHESTER LANE UNIT C — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
34 COLECHESTER LANE UNIT C FAQs
What would the monthly payment be for 34 COLECHESTER LANE UNIT C?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,816/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 34 COLECHESTER LANE UNIT C?+
The most recent tax bill on record (2025) was $4,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $575,000, this home is listed about 44% above the Palm Coast median of $399,900. The market section on this page shows how the area is trending.
Which schools are assigned to 34 COLECHESTER LANE UNIT C?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$575,000 runs 50% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
127 days on market against a Palm Coast median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $680,000, now $575,000 — a $105K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL REAL ESTATE PROFESSIONALS LLC · Zachary Greenberg. MLS #GC539014.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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