56 COLUMBIA LANE, PALM COAST, FL, 32137
Active53 days on marketListed Jun 10, 2026MLS #FC319031
About this home
56 COLUMBIA LANE
Experience the pinnacle of coastal elegance in this stunning home, perfectly situated on a scenic saltwater canal. This 3-bedroom, 2-bathroom residence offers east-facing water views from the enclosed lanai—ideal for peaceful mornings and serene evenings. Step inside to a beautifully designed open floor plan, featuring a designer kitchen with an oversized island, ample cabinetry, and premium finishes throughout. Luxury wide plank vinyl flooring in a warm oak tone enhances the home's elegant appeal. The primary suite is a true sanctuary, showcasing tranquil water views and a spa-inspired bathroom complete with a freestanding soaking tub, wet room shower, and double-sink marble vanity. Additional highlights include generous closet space, a spacious laundry room, soaring 12-foot ceilings, and a wide, welcoming entry hallway that leads to a striking accent wall in the living room. Don’t miss this rare opportunity to own a thoughtfully crafted home that seamlessly blends comfort, style, and waterfront tranquility. Located 15 minutes to Atlantic Ocean, 30 minutes south of St. Augustine, 30 minutes north of Daytona Beach, 1 hour from Jacksonville and 90 minutes to Walt Disney World.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,587
Sqft
0.17 ac
Lot size
2
Garage
2025
Year built
One
Levels
$378
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,807 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,807/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.2%
$/sqft vs PALM COAST SEC 16
$378 vs $301
Days on market
53 vs 47 typical
Where $378/sqft sits among the 7 homes for sale in PALM COAST SEC 16
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Coast. See the full Palm Coast guide →
Palm Harbor — neighborhood snapshot
Population
16,621
Median age
57
Median income
$73,524
Median home value
$373,781
Avg household
2
Households w/ children
1,152
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
4 of 7
PALM COAST SEC 16 have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 56 COLUMBIA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$450,000
14 CLEAR COURT · same community
3 bd · 2 ba · 1,578 sqft · $285/sqft · 270 DOM
Sold · Jun ’26$776,000
12 COMET COURT · same community
3 bd · 2 ba · 1,727 sqft · $449/sqft · 115 DOM
Sold · Dec ’25$720,000
4 CUNNINGHAM LANE · same community
3 bd · 2 ba · 1,810 sqft · $398/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 56 COLUMBIA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 56 COLUMBIA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
56 COLUMBIA LANE FAQs
What would the monthly payment be for 56 COLUMBIA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,807/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 56 COLUMBIA LANE?+
The most recent tax bill on record (2025) was $2,214. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Palm Coast?+
At $599,975, this home is listed about 52% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 56 COLUMBIA LANE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,975 runs 58% above the PALM COAST 32137 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA DREAMS PROPERTIES INC · ZINAIDA BARRA. MLS #FC319031.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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