124 ANCHOR DRIVE, PONCE INLET, FL, 32127
Active115 days on marketListed Apr 1, 2026MLS #GC538966
About this home
124 ANCHOR DRIVE
Welcome to your waterfront retreat in the sought-after Yacht Haven community of Ponce Inlet! Perfectly positioned on a quiet cul-de-sac, this 3-bedroom, 2-bath home offers 1,900+ square feet of comfortable coastal living with direct canal frontage and access to the Intracoastal Waterway. Step inside to find a spacious, light-filled layout featuring luxury vinyl, wood, and tile flooring, a cozy wood-burning fireplace, and multiple living areas including a family room and dedicated office space. The kitchen flows seamlessly into the dining and living areas—ideal for both everyday living and entertaining. Outdoors, enjoy true Florida living with a private screened-in pool, expansive deck, and your own dock complete with electric and lift—perfect for boating enthusiasts. Take advantage of easy access to the Halifax River, nearby marinas, and the beach just moments away. Additional highlights include a 2-car garage, central HVAC, stone countertops, walk-in closets, and a generously sized lot with private yard space. This home is fully handicap and wheelchair accessible. The primary bathroom has been beautifully remodeled with full wheelchair accessibility. Whether you're looking for a full-time residence or a coastal getaway, this home offers the best of waterfront living in one of Ponce Inlet’s most desirable locations.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,906
Sqft
0.22 ac
Lot size
2
Garage
1972
Year built
One
Levels
$519
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,989 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,989/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.5%
$/sqft vs Ponce Inlet actives
$519 vs $374
Days on market
115 vs 74 typical
Where $519/sqft sits among the 44 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $585K
Ponce Inlet median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
25 of 44
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 138% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 124 ANCHOR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$699,000
4631 S ATLANTIC AVENUE UNIT 8503
3 bd · 3 ba · 1,876 sqft · $373/sqft · 338 DOM
Sold · Apr ’26$485,000
4672 RIVERWALK VILLAGE COURT UNIT 8402
3 bd · 3 ba · 1,952 sqft · $248/sqft · 171 DOM
Sold · Jul ’26$845,000
4672 RIVERWALK VILLAGE COURT UNIT 8508
3 bd · 3 ba · 1,952 sqft · $433/sqft · 187 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 124 ANCHOR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 ANCHOR DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
124 ANCHOR DRIVE FAQs
What would the monthly payment be for 124 ANCHOR DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,989/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 124 ANCHOR DRIVE?+
The most recent tax bill on record (2024) was $13,494. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 124 ANCHOR DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $988,520, this home is listed about 50% above the Ponce Inlet median of $659,450. The market section on this page shows how the area is trending.
Which schools are assigned to 124 ANCHOR DRIVE?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$988,520 runs 138% above the PONCE INLET 32127 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $993,520, now $988,520 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CAMPUS TO COAST REALTY, LLC · Jennifer Lee. MLS #GC538966.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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