4651 S ATLANTIC AVENUE UNIT 9203, PONCE INLET, FL, 32127
Active51 days on marketListed Jun 19, 2026MLS #O6417306
About this home
4651 S ATLANTIC AVENUE UNIT 9203
Oceanfront Elegance on Ponce Inlet's Pristine No-Drive Beach — Wake up to breathtaking Atlantic views from this beautifully updated and exceptionally spacious 3-bedroom, 3-bathroom residence in Towers Seven, an exclusive oceanfront community with only 39 luxury residences. Designed for effortless coastal living, this light-filled condominium features an open floor plan enhanced by rich wood flooring, plantation shutters, newer electric storm shutters, crown molding, and timeless coastal finishes throughout. Rarely found, the layout offers two separate living areas—an expansive oceanfront great room and a spacious sunset-facing family room, providing exceptional flexibility for relaxing or entertaining. The updated kitchen is both elegant and functional, featuring granite countertops, stainless steel appliances, a convection oven, full tile backsplash, generous pantry, dual breakfast bars, and a tray ceiling. The thoughtfully designed floor plan includes two oceanfront primary suites, each with stunning water views, walk-in closets, and private en-suite baths, plus a third guest suite with its own en-suite bath and walk-in closet. The main primary retreat offers a spa-inspired bathroom with dual vanities, a soaking tub, separate water closet, and oversized walk-in shower with dual shower heads. Step onto the 40-foot private oceanfront balcony and enjoy panoramic coastline views, sea breezes, and unforgettable sunrises. Additional highlights include a large walk-in storage closet, reserved underground parking, secured lobby access, on-site management, and pet-friendly policies allowing two pets with no weight restrictions. Residents enjoy an exceptional collection of resort-style amenities, including a renovated club and social room, updated oceanfront fitness center, resurfaced heated pool and spa, refreshed patio areas, grilling stations, a newly added elevated oceanfront gathering space, and a recently completed seawall. Unlike many surrounding coastal communities, short-term rentals are not permitted, providing a quieter, more exclusive atmosphere free from the constant turnover of vacation guests. Residents enjoy the peace and privacy of a true residential beachfront lifestyle, complete with secure lobby access, reserved covered parking, and private beach access just steps from your door. Ideally located near the Ponce de Leon Inlet Lighthouse, Lighthouse Point Park, marinas, waterfront dining, charter fishing, fresh seafood markets, and dog-friendly beach areas, this exceptional residence offers the perfect blend of privacy, luxury, and coastal living. Less than 30 minutes from Daytona Beach International Airport and approximately one hour from Orlando, this is oceanfront living at its finest.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,337
Sqft
1.89 ac
Lot size
1
Garage
1998
Year built
One
Levels
$394
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,790 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,790/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.1%
$/sqft vs Ponce Inlet actives
$394 vs $370
Days on market
51 vs 116 typical
Where $394/sqft sits among the 46 Ponce Inlet actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ponce Inlet
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ponce Inlet. See the full Ponce Inlet guide →
PONCE INLET 32127 — neighborhood snapshot
Population
28,430
Median age
53.6
Median income
$65,260
Median home value
$301,800
Avg household
2.18
Households w/ children
2,656
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ponce Inlet market
$616K → $612K
Ponce Inlet median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
27 of 46
Ponce Inlet actives have cut their price
Median sold price, Ponce Inlet, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 124% above the PONCE INLET 32127 median. See the full Ponce Inlet market guide →
Paper trail
This home's history
Reality check
What actually sold near 4651 S ATLANTIC AVENUE UNIT 9203
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$625,000
4651 S ATLANTIC AVENUE UNIT 9705 · same community
2 bd · 2 ba · 1,672 sqft · $374/sqft · 84 DOM
Sold · Jan ’26$1,295,000
54 OCEAN WAY DRIVE
3 bd · 2.5 ba · 2,336 sqft · $554/sqft · 0 DOM
Sold · Mar ’26$800,000
75 CALUMET AVENUE
3 bd · 2 ba · 2,288 sqft · $350/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4651 S ATLANTIC AVENUE UNIT 9203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4651 S ATLANTIC AVENUE UNIT 9203 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4651 S ATLANTIC AVENUE UNIT 9203 FAQs
What would the monthly payment be for 4651 S ATLANTIC AVENUE UNIT 9203?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,790/mo — principal and interest, the actual property-tax bill, the $1,438/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4651 S ATLANTIC AVENUE UNIT 9203?+
The association fee works out to $1,438 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4651 S ATLANTIC AVENUE UNIT 9203?+
The most recent tax bill on record (2025) was $10,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4651 S ATLANTIC AVENUE UNIT 9203?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ponce Inlet?+
At $920,000, this home is listed about 50% above the Ponce Inlet median of $615,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4651 S ATLANTIC AVENUE UNIT 9203?+
Port Orange Elementary School (elementary), Silver Sands Middle School (middle), Spruce Creek High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$920,000 runs 124% above the PONCE INLET 32127 median — but at 2,337 sqft it's also 23% larger than the typical Ponce Inlet listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,438/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Port Orange Elementary School, Silver Sands Middle School, Spruce Creek High School — Port Orange Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $925,000, now $920,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REGENCY REAL ESTATE LLC · Heather Spirazza. MLS #O6417306.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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