David Ramirez
$439,900$494,0003 bd2 ba1,682 sqft$262 /sqft$3,275 /mo all-in ↓

630 NE 6TH AVENUE, GAINESVILLE, FL, 32601

Active126 days on marketListed Mar 29, 2026MLS #GC538764

Reduced $54KSingle Family ResidenceW.R. THOMAS SUBDIVISION

About this home

630 NE 6TH AVENUE

MAJOR UPDATES completed! Newer metal ROOF in 2022 and permitted upgrades to ELECTRICAL and PLUMBING! Since 1963, this special Craftsman home on a corner lot was cared for by one family. The covered front porch entry features a classic porch swing. The other half of the porch is fully-screened and connects to the living room with double french doors, expanding the footprint of the livable space. Featuring classic historical features like recently refinished hardwood floors, and also modern updates that include a durable metal roof installed in 2022, providing the ultimate in structural protection and insurance benefits. The updated plumbing supply lines and electrical upgrades translate to simple renovations for the next owner. Bring your vision to expand an additional 162 square feet of covered space as an attached accessory dwelling unit or new primary bedroom! The back bedroom as an attached sunroom with an exterior door, which is perfect for an office or studio. The kitchen is spacious and has solid wood cabinetry that fully extends to the ceiling, and plenty of room to add a kitchen island or a breakfast area. Walkable to Tom Petty Park that features new pickle ball courts, tennis courts, a dog park and a shaded playground. The Thomas Center, Roper Park, the University of Florida and all the best restaurants are also near. Located on a large corner lot with a detached shed, a workshop and extra storage for all of your favorite things!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,682

Sqft

0.2 ac

Lot size

1929

Year built

One

Levels

$262

Per sqft

Inside

FlooringLuxury Vinyl · Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Gas Water Heater · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationPillar/Post/Pier
FacesSouth
ExteriorFrench Doors · Private Mailbox · Sidewalk

Community & fees

Taxes (2025)$3,974/yr
CommunityPark · Playground · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,275 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$331
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$3,275/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$331
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$310KedgeAI estimate $357,642 · range $323K$412K$457K

vs edgeAI estimate

+23%

$/sqft vs Gainesville actives

$262 vs $197

Days on market

126 vs 36 typical

Where $262/sqft sits among the 400 Gainesville actives

82
109
89
60 · this home
30
30
$128–162$162–195$195–228$228–262$262–295$295+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Duckpond

Map of 630 NE 6TH AVENUE inside its neighborhood boundary

Get to know Gainesville. See the full Gainesville guide →

Duckpond — neighborhood snapshot

Population

2,453

Median age

41

Median income

$99,525

Median home value

$300,470

Avg household

2

Households w/ children

430

For the school run

Alachua County School District

ElementaryW. A. Metcalfe Elementary School★★★★★
HighGainesville High School★★★★★
MiddleWestwood Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gainesville market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$320K$312K

Gainesville median sold, yr/yr

96.6%

Sale-to-list ratio (12 mo)

186 of 400

Gainesville actives have cut their price

Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 76% above the GAINESVILLE 32601 median. See the full Gainesville market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,900 $54K
Mar 29, 2026Listed at $494,000 · 126 days on market since
1929Built · W.R. THOMAS SUBDIVISION

Reality check

What actually sold near 630 NE 6TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

725 SE 4TH AVENUESold · Aug ’25

$350,000

725 SE 4TH AVENUE

4 bd · 2 ba · 1,733 sqft · $202/sqft · 9 DOM

1315 SE 12TH AVENUESold · Dec ’25

$180,000

1315 SE 12TH AVENUE

4 bd · 2 ba · 1,776 sqft · $101/sqft · 28 DOM

201 SE 2ND AVENUE UNIT 406Sold · Feb ’26

$330,000

201 SE 2ND AVENUE UNIT 406

2 bd · 3 ba · 1,783 sqft · $185/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 630 NE 6TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 630 NE 6TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

630 NE 6TH AVENUE FAQs

What would the monthly payment be for 630 NE 6TH AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,275/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 630 NE 6TH AVENUE?+

The most recent tax bill on record (2025) was $3,974. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gainesville?+

At $439,900, this home is listed about 49% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.

Which schools are assigned to 630 NE 6TH AVENUE?+

W. A. Metcalfe Elementary School (elementary), Gainesville High School (high), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$439,900 runs 76% above the GAINESVILLE 32601 median — but at 1,682 sqft it's also 16% larger than the typical Gainesville listing.

02Time on market is leverage

126 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $494,000, now $439,900 — a $54K cut. The full history is in the market section below.

Listing courtesy of SAGE REAL ESTATE · Michelle Hazen. MLS #GC538764.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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