25415 NE STATE ROAD 26, MELROSE, FL, 32666
Active132 days on marketListed Mar 25, 2026MLS #GC538739
About this home
25415 NE STATE ROAD 26
Step back in time while enjoying modern possibilities with this beautifully preserved historic home, originally built in 1885 by Henry Baldwin of Naugatuck, Connecticut. Nestled in the heart of picturesque Melrose, Florida, this two-story residence offers a rare blend of heritage, charm, and versatility.Featuring 4 bedrooms and 2.5 bathrooms, the home boasts classic architectural details and inviting living spaces filled with warmth and character. Relax and unwind on the front or back porches, perfect for enjoying Florida’s tranquil surroundings, morning coffee, or evening gatherings.The property also includes a quaint metal-roofed workshop, brimming with potential—easily convertible into a charming guest cottage, studio, or creative retreat. There is also another small out building perfect for storage.Adding to its appeal, the property is zoned for home-based business use, offering a unique opportunity. Operate your business right from home, with the convenience of on-site work permitted as long as the owner resides on the property. Melrose is a small town with lots of charm. Boasting only one traffic light but twice as many art galleries and several lakes available for swimming, boating and other water activities. Melrose is also located 20 minutes from the city of Gainesville, home of the University of Florida and all that comes with a college town. Whether you're seeking a distinctive residence, a live/work opportunity, or a piece of Florida history, this property offers endless possibilities. Seller is open to owner financing.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
1,401
Sqft
0.24 ac
Lot size
1885
Year built
Two
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,451 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$236 vs $286
Days on market
132 vs 54 typical
Where $236/sqft sits among the 245 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $318K
Melrose median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
111 of 245
N/A have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 25415 NE STATE ROAD 26
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$285,000
911 NW 33RD AVENUE · same community
3 bd · 2 ba · 1,454 sqft · $196/sqft · 80 DOM
Sold · Dec ’25$900,000
9559 SE 177TH COURT · same community
2 bd · 2 ba · 1,344 sqft · $670/sqft · 10 DOM
Sold · Dec ’25$289,000
13905 SW 143RD STREET · same community
2 bd · 2 ba · 1,548 sqft · $187/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 25415 NE STATE ROAD 26 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25415 NE STATE ROAD 26 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
25415 NE STATE ROAD 26 FAQs
What would the monthly payment be for 25415 NE STATE ROAD 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,451/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25415 NE STATE ROAD 26?+
The most recent tax bill on record (2025) was $2,426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $330,000, this home is listed about 19% below the Melrose median of $409,500. The market section on this page shows how the area is trending.
Which schools are assigned to 25415 NE STATE ROAD 26?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LAKESIDE REALTY · Teri Sapp. MLS #GC538739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Melrose homes, in your inbox
Like 25415 NE STATE ROAD 26 but not quite? A daily digest of every new listing in Melrose — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →