11001 SE SUNSET HARBOR ROAD UNIT A04, SUMMERFIELD, FL, 34491
Active137 days on marketListed Mar 23, 2026MLS #GC538732
About this home
11001 SE SUNSET HARBOR ROAD UNIT A04
Are you ready to own your own piece of paradise on Lake Weir? This beautifully maintained condo is truly a prime waterfront location. This unit boasts two upstairs bedrooms, and two bathrooms, one half-bath downstairs and one full upstairs. You also have two amazing locations to watch the sunset over the harbor from the privacy of your own condo - the enclosed Florida room downstairs offers a wall of windows and the private balcony upstairs can be accessed through the sliding glass doors of the main bedroom. The Loch Harbor community boasts an array of amenities including a private pool, private beach and lake access, clubhouse, tennis/pickleball courts, racquetball courts and a volleyball net. You can truly have carefree living knowing that all of the exterior maintenance and repairs, including pest control and trash disposal, are all benefits of being a part of this community. Located less than 20 minutes from The Villages, you are conveniently located between peaceful lake living and access to world class shopping, dining and events. You don't want to miss this incredible opportunity!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,099
Sqft
0.02 ac
Lot size
1972
Year built
Two
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,716 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,716/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.9%
$/sqft vs Summerfield actives
$262 vs $189
Days on market
137 vs 51 typical
Where $262/sqft sits among the 348 Summerfield actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$279K → $276K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
170 of 348
Summerfield actives have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 11001 SE SUNSET HARBOR ROAD UNIT A04
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$225,000
10780 SE 174TH PLACE
2 bd · 2 ba · 1,144 sqft · $197/sqft · 2 DOM
Sold · Jul ’26$220,000
10696 SE 174TH PLACE
2 bd · 2 ba · 1,008 sqft · $218/sqft · 11 DOM
Sold · Dec ’25$214,900
10677 SE 174TH LOOP
2 bd · 2 ba · 1,008 sqft · $213/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11001 SE SUNSET HARBOR ROAD UNIT A04 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11001 SE SUNSET HARBOR ROAD UNIT A04 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11001 SE SUNSET HARBOR ROAD UNIT A04 FAQs
What would the monthly payment be for 11001 SE SUNSET HARBOR ROAD UNIT A04?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,716/mo — principal and interest, the actual property-tax bill, the $435/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11001 SE SUNSET HARBOR ROAD UNIT A04?+
The association fee works out to $435 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11001 SE SUNSET HARBOR ROAD UNIT A04?+
The most recent tax bill on record (2025) was $3,614. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11001 SE SUNSET HARBOR ROAD UNIT A04?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $287,500, this home is listed about 1% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11001 SE SUNSET HARBOR ROAD UNIT A04?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
137 days on market against a Summerfield median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $295,000, now $287,500 — a $8K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHTRUST PROPERTIES INC · Jason Roberts. MLS #GC538732.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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