13685 SE 90TH COURT, SUMMERFIELD, FL, 34491
Active31 days on marketListed Jul 3, 2026MLS #G5114472
About this home
13685 SE 90TH COURT
BETTER THAN NEW! COMPLETELY REMODELED | CORNER LOT | MOVE-IN READY! Experience the perfect blend of style, comfort, and low-maintenance living in this fully renovated 2-bedroom, 2-bath, 2-car Garage Chestnut Model located on a desirable corner lot in the highly sought-after Del Webb Spruce Creek Golf & Country Club, one of Central Florida's premier 55+ gated golf communities. The home features a bright, open floor plan with NEW luxury vinyl plank flooring throughout, FRESH interior paint, abundant natural light, and quality finishes at every turn. The beautifully redesigned kitchen is the heart of the home, showcasing NEW soft-close cabinetry, breakfast bar, GRAINTE countertops completed with GRANITE backsplash, newly added pantry, and brand-new stainless-steel appliances, making it perfect for everyday living and entertaining. Retreat to the spacious primary suite featuring a WALK-IN closet and a completely remodeled spa-inspired en-suite bathroom with CORIAN countertops, a custom CORIAN WALK-IN shower, frameless glass enclosure, designer cabinetry, and modern fixtures. The guest bedroom also offers a walk-in closet, while the updated guest bathroom features matching CORAIN countertops, UDDATED shower w/ tub combo, LINEN closet, and new cabinetry, creating a cohesive, upscale design throughout. Additional upgrades include an inside laundry room with built-in cabinetry, an ENCLOSED lanai with brand-new luxury vinyl plank flooring, a new sliding glass door, ALL NEW light fixtures & fans interior & exterior, ROOF 2012 (Recently Certified), HVAC (2014), NEW garage door, NEW double-pane windows (2026), and a brand-new water heater (2026), providing peace of mind for years to come. ONE-YEAR Home Warranty included! Enjoy the exceptional resort lifestyle of Del Webb Spruce Creek Golf & Country Club, offering 36 holes of championship golf, resort-style pools, fitness center, pickleball, tennis, bocce, softball, walking trails, restaurants, clubs, and 24-hour gated security. Conveniently located near shopping, dining, medical facilities, and The Villages, this home offers the perfect combination of luxury, convenience, and active adult living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,248
Sqft
0.21 ac
Lot size
2
Garage
1998
Year built
One
Levels
$228
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,480 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,480/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+20.5%
$/sqft vs SPRUCE CREEK GC
$228 vs $191
Days on market
31 vs 50 typical
Where $228/sqft sits among the 48 homes for sale in SPRUCE CREEK GC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
22 of 48
SPRUCE CREEK GC have cut their price
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Reality check
What actually sold near 13685 SE 90TH COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$209,000
9417 SE 132ND LOOP · same community
2 bd · 2 ba · 1,237 sqft · $169/sqft · 179 DOM
Sold · Jan ’26$270,000
12762 SE 92ND TERRACE · same community
2 bd · 2 ba · 1,274 sqft · $212/sqft · 26 DOM
Sold · Feb ’26$235,000
8601 SE 133RD STREET · same community
2 bd · 2 ba · 1,346 sqft · $175/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13685 SE 90TH COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13685 SE 90TH COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13685 SE 90TH COURT FAQs
What would the monthly payment be for 13685 SE 90TH COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,480/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13685 SE 90TH COURT?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13685 SE 90TH COURT?+
The most recent tax bill on record (2025) was $3,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13685 SE 90TH COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $285,000, this home is listed about 2% below the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13685 SE 90TH COURT?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Amanda Fincher, LLC. MLS #G5114472.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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