16604 NW STATE ROAD 45, HIGH SPRINGS, FL, 32643
Active178 days on marketListed Feb 10, 2026MLS #GC537422
About this home
16604 NW STATE ROAD 45
This 40 acre opportunity is located within “Cinnamon Hills Estates”, an established gated community located minutes from Downtown High Springs Florida, and home to world renowned Ginnie Springs, Poe Springs, Juniper Springs, Ichetucknee Springs, Santa Fe River and other parks and springs featuring recreational activities like swimming, tubing, diving, fishing, kayaking, hiking, camping, and more. Cinnamon Hills Estates is a horse friendly established planned development community with existing home sites ranging in acreage sizes of 1, 3, 5, and 10 acre homesites. Parcel is flat with many native hard woods and fully fenced. Property has the potential of up to 40 one acre home sites or potential 1/2 lots. Seller would consider JV with acceptable developer.
Facts & features
The home at a glance
40 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,972 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,972/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside High Springs
Get to know High Springs. See the full High Springs guide →
HIGH SPRINGS 32643 — neighborhood snapshot
Population
11,495
Median age
38.5
Median income
$69,871
Median home value
$254,900
Avg household
2.86
Households w/ children
1,364
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The High Springs market
$330K → $281K
High Springs median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, High Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 281% above the HIGH SPRINGS 32643 median. See the full High Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 16604 NW STATE ROAD 45
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,050,000
26025 NW 166TH AVENUE · same community
5 bd · 3.5 ba · 3,663 sqft · $287/sqft · 67 DOM
Sold · Feb ’26$235,000
17182 NW 238TH TERRACE
3 bd · 1 ba · 1,008 sqft · $233/sqft · 5 DOM
Sold · Mar ’26$196,000
23264 NW 178TH PLACE
3 bd · 1 ba · 1,012 sqft · $194/sqft · 119 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16604 NW STATE ROAD 45 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16604 NW STATE ROAD 45 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16604 NW STATE ROAD 45 FAQs
What would the monthly payment be for 16604 NW STATE ROAD 45?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,972/mo — principal and interest, the actual property-tax bill, the $83/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16604 NW STATE ROAD 45?+
The association fee works out to $83 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16604 NW STATE ROAD 45?+
The most recent tax bill on record (2025) was $9,646. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16604 NW STATE ROAD 45?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in High Springs?+
At $1,200,000, this home is listed about 240% above the High Springs median of $352,750. The market section on this page shows how the area is trending.
Which schools are assigned to 16604 NW STATE ROAD 45?+
High Springs Community School (elementary), Santa Fe High School (high) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,200,000 runs 281% above the HIGH SPRINGS 32643 median.
02Time on market is leverage
178 days on market against a High Springs median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
High Springs Community School, Santa Fe High School — High Springs Community School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BHGRE THOMAS GROUP · John Thomas. MLS #GC537422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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