2114 NW 7TH TERRACE, GAINESVILLE, FL, 32609
Active166 days on marketListed Feb 11, 2026MLS #GC536419
About this home
2114 NW 7TH TERRACE
Charming, move-in ready home in the heart of NW Gainesville! This beautifully updated residence blends classic character with modern upgrades. Featuring original hardwood floors, fresh interior finishes, and abundant natural light throughout, this home offers both warmth and functionality. The updated kitchen includes solid wood countertops, white cabinetry, stainless steel appliances, and a sleek modern design with ample prep space. Multiple living areas provide flexibility for dining, entertaining, or a home office setup. The spacious bedrooms feature hardwood flooring and generous closet space.cThe bathroom has been refreshed with clean white tile, updated vanity, and modern fixtures for a crisp, timeless look. Outside, enjoy a fully fenced backyard with mature trees offering shade and privacy, plus a paved patio area ideal for outdoor dining or relaxing. A covered carport and extended driveway provide convenient off-street parking. Located just minutes from downtown Gainesville, the University of Florida, parks, shopping, and dining, this home offers both convenience and charm. Don’t miss this opportunity to own a stylish home in a prime location! ++Seller financing option is available! Call for details++
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,714
Sqft
0.12 ac
Lot size
1926
Year built
One
Levels
$187
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,319 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,319/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs Gainesville actives
$187 vs $202
Days on market
166 vs 36 typical
Where $187/sqft sits among the 400 Gainesville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Pinepark
Get to know Gainesville. See the full Gainesville guide →
Pinepark — neighborhood snapshot
Population
92
Median age
25
Median income
$48,661
Median home value
$169,700
Avg household
2
Households w/ children
2%
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$320K → $312K
Gainesville median sold, yr/yr
96.6%
Sale-to-list ratio (12 mo)
179 of 400
Gainesville actives have cut their price
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% above the GAINESVILLE 32609 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 2114 NW 7TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$279,000
2134 NW 7TH TERRACE · same community
3 bd · 2 ba · 1,456 sqft · $192/sqft · 25 DOM
Sold · Apr ’26$300,000
102 NW 7TH STREET
4 bd · 4 ba · 1,701 sqft · $176/sqft · 53 DOM
Sold · Nov ’25$475,000
2131 NW 7TH LANE
3 bd · 1.5 ba · 1,688 sqft · $281/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2114 NW 7TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2114 NW 7TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2114 NW 7TH TERRACE FAQs
What would the monthly payment be for 2114 NW 7TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,319/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2114 NW 7TH TERRACE?+
The most recent tax bill on record (2025) was $1,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $320,000, this home is listed about 8% above the Gainesville median of $295,500. The market section on this page shows how the area is trending.
Which schools are assigned to 2114 NW 7TH TERRACE?+
Gainesville High School (high), Stephen Foster Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$320,000 runs 60% above the GAINESVILLE 32609 median — but at 1,714 sqft it's also 18% larger than the typical Gainesville listing.
02Time on market is leverage
166 days on market against a Gainesville median of 36 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $325,000, now $320,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RABELL REALTY GROUP LLC · Rebecca Johnson. MLS #GC536419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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