730+732 STATE ROAD 26, MELROSE, FL, 32666
Active227 days on marketListed Dec 10, 2025MLS #GC535624
About this home
730+732 STATE ROAD 26
Welcome to this touch of paradise hidden from the road. Approximately 600 ft from the road, this spacious 3 bedroom/ 2 bath brick home is situated on two parcels totaling 4.47 acres. Wood burning fireplace with built in benches on each side. Garage has been converted into a master bedroom with 2 built in closets, a bathroom, and a laundry room. Large kitchen with farmhouse sink, lots of counter space, soft close cabinets, and a pantry. All appliances stay. Lots of storage throughout the home. Built in Ikea shelves in family room. Enjoy your coffee while sitting out on the back deck overlooking the back yard. Chicken coop in backyard. Well bladder tank replaced within the last 10 yrs. Metal roof 1995 and HVAC installed 2002. Ceiling and interior walls recently painted. Shipping container used for storage. Green shed has electric. 300' frontage of Lake Serena. Two entrances on property. Country living at it's best! Additional Parcel ID: 10-09-23-0000-0282-0000/732 SR26 - 1.84 acres
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,158
Sqft
2.63 ac
Lot size
1995
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,212 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,212/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.5%
$/sqft vs METES AND BOUNDS
$209 vs $409
Days on market
227 vs 57 typical
Where $209/sqft sits among the 49 homes for sale in METES AND BOUNDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
6 of 49
METES AND BOUNDS have cut their price
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% above the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Reality check
What actually sold near 730+732 STATE ROAD 26
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$505,000
13324 SW River Rock Rd, Port St. Lucie FL 34987 · same community
3 bd · 2.5 ba · 2,254 sqft · $224/sqft · 127 DOM
Sold · Mar ’26$614,000
13515 SW River Rock Rd, Port St. Lucie FL 34987 · same community
3 bd · 2.5 ba · 2,254 sqft · $272/sqft · 20 DOM
Sold · Oct ’25$210,000
801 S 33rd Street, Fort Pierce FL 34947 · same community
5 bd · 2.5 ba · 2,288 sqft · $92/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 730+732 STATE ROAD 26 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 730+732 STATE ROAD 26 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
730+732 STATE ROAD 26 FAQs
What would the monthly payment be for 730+732 STATE ROAD 26?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,212/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 730+732 STATE ROAD 26?+
The most recent tax bill on record (2024) was $2,378. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Melrose?+
At $450,900, this home is listed about 14% above the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to 730+732 STATE ROAD 26?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$450,900 runs 43% above the MELROSE 32666 median — but at 2,158 sqft it's also 29% larger than the typical Melrose listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
227 days on market against a Melrose median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $465,000, now $450,900 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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